Butte County, California, a core county of the Chico, CA market, holds $6.4B in deposits across 13 insured institutions and 38 branches. Tri Counties Bank is the largest deposit holder at 21.5% share. The top three institutions hold 48.8% of deposits, which places the county in the moderately concentrated band. Deposits have grown 10.4% since 2020 while the branch count fell by 2. It produces $10.0B of output, ranking #360 of the 1,523 counties within a CSA or MSA by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 40 in 2020 to 38 in 2025. Institutions: 12 to 13. Top-three share: 53.3% to 48.8%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Tri Counties Bank | $1.4B | 21.5% | +8% |
| Wells Fargo Bank | $928M | 14.6% | -6% |
| Bank of America | $809M | 12.7% | -1% |
| JPMorgan Chase Bank | $808M | 12.7% | +16% |
| Column | $712M | 11.2% | +170% |
| Golden Valley Bank | $481M | 7.6% | +35% |
| U.S. Bank | $393M | 6.2% | +27% |
| Mechanics Bank | $342M | 5.4% | -35% |
| BMO Bank | $241M | 3.8% | -21% |
| Umpqua Bank | $129M | 2.0% | -10% |
The 10 largest of 13 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Chico market
Butte County is the only county in the Chico, CA market, a Metropolitan Statistical Area (ranked #193 of 293 U.S. markets by economic output). It produces 100.0% of the market’s output and holds 100.0% of its deposits.
| Measure | Butte County | Share of parent market |
|---|---|---|
| 2024 GDP | $10.0B | 100.0% |
| Deposits | $6.4B | 100.0% |
| Population | 209,211 | 100.0% |
View the full Chico market profile →
Recruiting in Butte County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Butte County, on a retained basis.
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