Market Intelligence

Cascade County, MT

Banking market profile · FDIC Summary of Deposits, June 30, 2025
Market Intelligence › Great Falls, MT › Cascade County

Cascade County, Montana, a core county of the Great Falls, MT market, holds $2.1B in deposits across 11 insured institutions and 21 branches. Stockman Bank of Montana is the largest deposit holder at 26.2% share. The top three institutions hold 67.9% of deposits, which places the county in the concentrated band. Deposits have grown 18.2% since 2020 while the branch count fell by 1. It produces $4.4B of output, ranking #647 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$4.4B
#647 of 1,523
Total Deposits
$2.1B
#641 of 1,523
Population
85,029
#680 of 1,523
GDP per Capita
$51,811
#534 of 1,523
Insured Institutions
11
#573 of 1,523
Deposits per Branch
$99M
#616 of 1,523
Deposits per Capita
$24,360
#639 of 1,523
Branches per 100k Pop.
24.7
#734 of 1,523
Median Institution Size
$99M
Median deposits of the institutions operating in the county. #907 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
63.7%
of market deposits held by banks with $100M to $50B in assets. #789 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
67.9%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+18.2% over 5 years
$1.8B
2020
$2.1B
2021
$2.2B
2022
$2.0B
2023
$2.0B
2024
$2.1B
2025

Branches: 22 in 2020 to 21 in 2025. Institutions: 11 to 11. Top-three share: 69.0% to 67.9%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Stockman Bank of Montana$543M26.2%3+68%
First Interstate Bank$482M23.3%3-3%
U.S. Bank National Association$381M18.4%3-1%
Wells Fargo Bank, National Association$304M14.7%2+9%
Bravera Bank$99M4.8%2+1%
Citizens Alliance Bank$99M4.8%2+71%
Belt Valley Bank$66M3.2%1+18%
Opportunity Bank of Montana$46M2.2%1+313%
Independence Bank$41M2.0%1no 2020 presence
Glacier Bank$9M0.4%1+30%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Great Falls market

Cascade County is the only county in the Great Falls, MT market, a Metropolitan Statistical Area (ranked #276 of 293 U.S. markets by economic output). It produces 100.0% of the market’s output and holds 100.0% of its deposits.

MeasureCascade CountyShare of Great Falls market
2024 GDP$4.4B100.0%
Deposits$2.1B100.0%
Population85,029100.0%

See the Great Falls market in Market Intelligence →

Recruiting in Cascade County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Cascade County, on a retained basis.

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