Fond du Lac County, Wisconsin, a core county of the Fond du Lac, WI market, holds $2.9B in deposits across 11 insured institutions and 29 branches. National Exchange Bank and Trust is the largest deposit holder at 45.8% share. The top three banks hold 62% of deposits, which places the county in the Concentrated band. Deposits have grown 14.5% since 2021 while the branch count fell by 14.7%. It produced $5.1B of real gross domestic product in 2024, ranking #589 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 34 in 2021 to 29 in 2026. Institutions: 10 to 11. Top-three share: 64% to 62%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| National Exchange Bank and Trust | $1.3B | 45.8% | +14% |
| Horicon Bank | $245M | 8.5% | +9% |
| U.S. Bank | $237M | 8.2% | +4% |
| BMO Bank | $203M | 7.0% | +1% |
| Fox Valley Savings Bank | $194M | 6.7% | no 2021 presence |
| JPMorgan Chase Bank | $162M | 5.6% | -2% |
| Bank First | $155M | 5.4% | -31% |
| Associated Bank | $150M | 5.2% | +35% |
| Bristol Morgan Bank | $150M | 5.2% | +20% |
| Wells Fargo Bank | $50M | 1.7% | -18% |
| Fortifi Bank | $22M | 0.7% | +27% |
The 11 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Fond du Lac market
Fond du Lac County is the only county in the Fond du Lac, WI market, a Metropolitan Statistical Area (ranked #269 of 293 U.S. markets by economic output). It produces 100.0% of the market’s output and holds 100.0% of its deposits.
| Measure | Fond du Lac County | Share of parent market |
|---|---|---|
| 2024 GDP | $5.1B | 100.0% |
| Deposits | $2.9B | 100.0% |
| Population | 104,669 | 100.0% |
View the full Fond du Lac market profile →
Recruiting in Fond du Lac County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Fond du Lac County.
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