Market Intelligence

Franklin County, ID

Banking market profile · FDIC Summary of Deposits, June 30, 2025
Market Intelligence › Logan, UT-ID › Franklin County

Franklin County, Idaho, a county in the Logan, UT-ID market, holds $203M in deposits across 3 insured institutions and 3 branches. Glacier Bank is the largest deposit holder at 41.8% share. The top three institutions hold 100.0% of deposits, which places the county in the concentrated band. Deposits have grown 14.4% since 2020 while the branch count fell by 1. It produces $478M of output, ranking #1,370 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$478M
#1,370 of 1,523
Total Deposits
$203M
#1,408 of 1,523
Population
15,889
#1,370 of 1,523
GDP per Capita
$30,101
#1,226 of 1,523
Insured Institutions
3
#1,351 of 1,523
Deposits per Branch
$68M
#1,120 of 1,523
Deposits per Capita
$12,788
#1,314 of 1,523
Branches per 100k Pop.
18.9
#1,082 of 1,523
Median Institution Size
$84M
Median deposits of the institutions operating in the county. #1,045 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
100.0%
of market deposits held by banks with $100M to $50B in assets. #63 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
100.0%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+14.4% over 5 years
$178M
2020
$209M
2021
$194M
2022
$190M
2023
$208M
2024
$203M
2025

Branches: 4 in 2020 to 3 in 2025. Institutions: 4 to 3. Top-three share: 86.7% to 100.0%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Glacier Bank$85M41.8%1no 2020 presence
Cache Valley Bank$84M41.2%1no 2020 presence
Ireland Bank$35M17.1%1+47%

The 3 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Logan market

Franklin County is one of 2 counties that make up the Logan, UT-ID market, a Metropolitan Statistical Area (ranked #229 of 293 U.S. markets by economic output). It produces 6.3% of the market’s output and holds 6.2% of its deposits.

MeasureFranklin CountyShare of Logan market
2024 GDP$478M6.3%
Deposits$203M6.2%
Population15,8899.9%

See the Logan market in Market Intelligence →

Recruiting in Franklin County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Franklin County, on a retained basis.

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