Market Intelligence

Harrison County, WV

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Harrison County, West Virginia, a core county of the Fairmont-Clarksburg, WV market, holds $2.1B in deposits across 14 insured institutions and 27 branches. WesBanco Bank, Inc. is the largest deposit holder at 17.4% share. The top three institutions hold 50.5% of deposits, which places the county in the moderately concentrated band. Deposits have grown 18.3% since 2020 while the branch count fell by 2. It produces $4.8B of output, ranking #613 of the 1,523 counties within a CSA or MSA by economic output.

Economic scale
2024 Real GDP
$4.8B
#613 of 1,523
Population
64,221
#810 of 1,523
GDP per Capita
$74,496
#162 of 1,523
Deposit market
Total Deposits
$2.1B
#645 of 1,523
Deposits per Capita
$31,948
#314 of 1,523
Deposits per Branch
$76M
#974 of 1,523
Competitive structure
Insured Institutions
14
#412 of 1,523
Branches per 100k Pop.
42.0
#187 of 1,523
Median Deposits per Institution
$68M
The median deposits booked by a single institution in the county. #1,226 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
57.8%
of county deposits held by banks with $100M to $50B in assets. #869 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderately concentrated
50.5%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

Total county deposits (nominal), 2020 to 2025+18.3% over 5 years
$1.7B
2020
$2.3B
2021
$2.2B
2022
$2.1B
2023
$2.4B
2024
$2.1B
2025

Branches: 29 in 2020 to 27 in 2025. Institutions: 15 to 14. Top-three share: 54.0% to 50.5%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
WesBanco Bank, Inc.$357M17.4%5+40%
MVB Bank, Inc$348M17.0%2+25%
The Huntington National Bank$332M16.2%3+24%
Truist Bank$312M15.2%2-20%
JPMorgan Chase Bank$223M10.8%1+2%
The Harrison County Bank$139M6.8%4+19%
Peoples Bank$68M3.3%1no 2020 presence
West Union Bank$67M3.3%2+223%
City$52M2.5%2-9%
Clear Mountain Bank$47M2.3%1+194%

The 10 largest of 14 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Fairmont-Clarksburg market

Harrison County is one of 4 counties that make up the Fairmont-Clarksburg, WV market, a Combined Statistical Area (ranked #214 of 293 U.S. markets by economic output). It produces 57.6% of the market’s output and holds 51.8% of its deposits.

MeasureHarrison CountyShare of parent market
2024 GDP$4.8B57.6%
Deposits$2.1B51.8%
Population64,22144.7%

View the full Fairmont-Clarksburg market profile →

Recruiting in Harrison County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Harrison County, on a retained basis.

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