Honolulu County, Hawaii, a core county of the Urban Honolulu, HI market, holds $46.0B in deposits across 13 insured institutions and 146 branches. First Hawaiian Bank is the largest deposit holder at 32.6% share. The top three banks hold 79% of deposits, which places the county in the Concentrated band. Deposits have grown 2.4% since 2021 while the branch count fell by 8.2%. It produced $68.3B of real gross domestic product in 2024, ranking #61 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 159 in 2021 to 146 in 2026. Institutions: 13 to 13. Top-three share: 80% to 79%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| First Hawaiian Bank | $15.0B | 32.6% | -1% |
| Bank of Hawaii | $14.7B | 32.0% | 0% |
| American Savings Bank | $6.7B | 14.6% | +6% |
| Central Pacific Bank | $5.6B | 12.2% | +5% |
| Bank of Hope | $1.5B | 3.2% | +4% |
| Hawaii National Bank | $691M | 1.5% | -5% |
| Finance Factors, Ltd. | $462M | 1.0% | +21% |
| Mechanics Bank | $381M | 0.8% | -15% |
| Commonwealth Business Bank | $321M | 0.7% | +58% |
| First-Citizens Bank & Trust Company | $297M | 0.6% | +742,035% |
| Sunflower Bank | $209M | 0.5% | +14% |
| Royal Business Bank | $126M | 0.3% | no 2021 presence |
| First American Trust, FSB | $11M | <0.1% | +46% |
The 13 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Urban Honolulu market
Honolulu County is the only county in the Urban Honolulu, HI market, a Metropolitan Statistical Area (ranked #58 of 293 U.S. markets by economic output). It produces 100.0% of the market’s output and holds 100.0% of its deposits.
| Measure | Honolulu County | Share of parent market |
|---|---|---|
| 2024 GDP | $68.3B | 100.0% |
| Deposits | $46.0B | 100.0% |
| Population | 988,703 | 100.0% |
View the full Urban Honolulu market profile →
Recruiting in Honolulu County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Honolulu County.
See how we help banks recruit commercial banking talent