Honolulu County, Hawaii, a core county of the Urban Honolulu, HI market, holds $45.4B in deposits across 13 insured institutions and 147 branches. First Hawaiian Bank is the largest deposit holder at 33.3% share. The top three institutions hold 80.0% of deposits, which places the county in the concentrated band. Deposits have grown 10.6% since 2020 while the branch count fell by 29. It produces $68.3B of output, ranking #61 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 176 in 2020 to 147 in 2025. Institutions: 13 to 13. Top-three share: 79.9% to 80.0%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| First Hawaiian Bank | $15.1B | 33.3% | +5% |
| Bank of Hawaii | $14.7B | 32.4% | +16% |
| American Savings Bank, FSB | $6.5B | 14.3% | +14% |
| Central Pacific Bank | $5.4B | 12.0% | +10% |
| Bank of Hope | $1.3B | 2.8% | no 2020 presence |
| Hawaii National Bank | $691M | 1.5% | +17% |
| HomeStreet Bank | $638M | 1.4% | +36% |
| Finance Factors, Ltd. | $497M | 1.1% | +22% |
| Commonwealth Business Bank | $273M | 0.6% | no 2020 presence |
| First Foundation Bank | $188M | 0.4% | +5% |
The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Urban Honolulu market
Honolulu County is the only county in the Urban Honolulu, HI market, a Metropolitan Statistical Area (ranked #58 of 293 U.S. markets by economic output). It produces 100.0% of the market’s output and holds 100.0% of its deposits.
| Measure | Honolulu County | Share of Urban Honolulu market |
|---|---|---|
| 2024 GDP | $68.3B | 100.0% |
| Deposits | $45.4B | 100.0% |
| Population | 988,703 | 100.0% |
View the full Urban Honolulu market profile →
Recruiting in Honolulu County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Honolulu County, on a retained basis.
Start a confidential conversation