Market Intelligence

Huntingdon County, PA

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Huntingdon County, Pennsylvania, a core county of the Altoona-Huntingdon, PA market, holds $758M in deposits across 7 insured institutions and 12 branches. Community State Bank of Orbisonia is the largest deposit holder at 31.9% share. The top three institutions hold 79.8% of deposits, which places the county in the concentrated band. Deposits have grown 8.1% since 2020 while the branch count fell by 4. It produces $1.3B of output, ranking #1,110 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$1.3B
#1,110 of 1,523
Total Deposits
$758M
#1,059 of 1,523
Population
43,001
#996 of 1,523
GDP per Capita
$29,788
#1,244 of 1,523
Insured Institutions
7
#962 of 1,523
Deposits per Branch
$63M
#1,193 of 1,523
Deposits per Capita
$17,621
#1,026 of 1,523
Branches per 100k Pop.
27.9
#570 of 1,523
Median Institution Size
$73M
Median deposits of the institutions operating in the county. #1,165 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
98.2%
of market deposits held by banks with $100M to $50B in assets. #216 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
79.8%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+8.1% over 5 years
$701M
2020
$771M
2021
$779M
2022
$721M
2023
$727M
2024
$758M
2025

Branches: 16 in 2020 to 12 in 2025. Institutions: 9 to 7. Top-three share: 74.2% to 79.8%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Community State Bank of Orbisonia$242M31.9%4+20%
Kish Bank$209M27.6%3+23%
First National Bank of Pennsylvania$154M20.3%1+3%
Mid Penn Bank$73M9.6%1no 2020 presence
MCS Bank$34M4.4%1+81%
Farmers and Merchants Trust Company of Chambersburg$33M4.3%1+49%
Huntingdon Savings Bank$14M1.8%1+8%

The 7 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Altoona-Huntingdon market

Huntingdon County is one of 2 counties that make up the Altoona-Huntingdon, PA market, a Combined Statistical Area (ranked #231 of 293 U.S. markets by economic output). It produces 16.9% of the market’s output and holds 16.1% of its deposits.

MeasureHuntingdon CountyShare of Altoona-Huntingdon market
2024 GDP$1.3B16.9%
Deposits$758M16.1%
Population43,00126.5%

View the full Altoona-Huntingdon market profile →

Recruiting in Huntingdon County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Huntingdon County, on a retained basis.

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