Market Intelligence

Kings County, CA

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Kings County, California, a core county of the Fresno-Hanford-Corcoran, CA market, holds $1.6B in deposits across 10 insured institutions and 12 branches. Wells Fargo Bank, National Association is the largest deposit holder at 22.1% share. The top three institutions hold 49.8% of deposits, which places the county in the moderately concentrated band. Deposits have grown 9.1% since 2020. It produces $7.2B of output, ranking #458 of the 1,523 counties within a CSA or MSA by economic output.

Economic scale
2024 Real GDP
$7.2B
#458 of 1,523
Population
154,327
#456 of 1,523
GDP per Capita
$46,725
#680 of 1,523
Deposit market
Total Deposits
$1.6B
#737 of 1,523
Deposits per Capita
$10,241
#1,414 of 1,523
Deposits per Branch
$132M
#280 of 1,523
Competitive structure
Insured Institutions
10
#676 of 1,523
Branches per 100k Pop.
7.8
#1,497 of 1,523
Median Deposits per Institution
$154M
The median deposits booked by a single institution in the county. #508 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
20.3%
of county deposits held by banks with $100M to $50B in assets. #1,365 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderately concentrated
49.8%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

Total county deposits (nominal), 2020 to 2025+9.1% over 5 years
$1.4B
2020
$1.6B
2021
$1.6B
2022
$1.6B
2023
$1.6B
2024
$1.6B
2025

Branches: 12 in 2020 to 12 in 2025. Institutions: 10 to 10. Top-three share: 52.3% to 49.8%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Wells Fargo Bank$349M22.1%2+9%
Bank of America$256M16.2%1+14%
BMO Bank$181M11.5%2-14%
JPMorgan Chase Bank$165M10.4%1+60%
Citibank$164M10.4%1+25%
U.S. Bank$145M9.2%1-6%
Bank of the Sierra$108M6.8%1+8%
Mechanics Bank$106M6.7%1+9%
Banc of California$75M4.8%1+5%
Westamerica Bank$32M2.0%1-10%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Fresno-Hanford-Corcoran market

Kings County is one of 3 counties that make up the Fresno-Hanford-Corcoran, CA market, a Combined Statistical Area (ranked #61 of 293 U.S. markets by economic output). It produces 11.3% of the market’s output and holds 7.1% of its deposits.

MeasureKings CountyShare of parent market
2024 GDP$7.2B11.3%
Deposits$1.6B7.1%
Population154,32711.4%

View the full Fresno-Hanford-Corcoran market profile →

Recruiting in Kings County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Kings County, on a retained basis.

Start a confidential conversation