Market Intelligence

Laramie County, WY

Banking market profile · FDIC Summary of Deposits, June 30, 2025
Market IntelligenceCheyenne, WY › Laramie County

Laramie County, Wyoming, a core county of the Cheyenne, WY market, holds $2.9B in deposits across 20 insured institutions and 34 branches. U.S. Bank National Association is the largest deposit holder at 20.9% share. The top three institutions hold 43.4% of deposits, which places the county in the fragmented band. Deposits have grown 34.2% since 2020 while the branch count rose by 4. It produces $6.6B of output, ranking #493 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$6.6B
#493 of 1,523
Total Deposits
$2.9B
#508 of 1,523
Population
102,938
#600 of 1,523
GDP per Capita
$64,600
#264 of 1,523
Insured Institutions
20
#214 of 1,523
Deposits per Branch
$85M
#816 of 1,523
Deposits per Capita
$28,166
#461 of 1,523
Branches per 100k Pop.
33.0
#377 of 1,523
Median Institution Size
$94M
Median deposits of the institutions operating in the county. #948 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
61.2%
of market deposits held by banks with $100M to $50B in assets. #824 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: fragmented
43.4%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+34.2% over 5 years
$2.2B
2020
$2.5B
2021
$2.7B
2022
$2.7B
2023
$2.6B
2024
$2.9B
2025

Branches: 30 in 2020 to 34 in 2025. Institutions: 18 to 20. Top-three share: 46.0% to 43.4%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
U.S. Bank National Association$605M20.9%2+446%
ANB Bank$340M11.7%2+33%
Wells Fargo Bank, National Association$313M10.8%2-38%
Wyoming Bank & Trust$282M9.7%2+39%
First Interstate Bank$253M8.7%2+6%
Jonah Bank of Wyoming$209M7.2%2+35%
FirsTier Bank$183M6.3%2+195%
Platte Valley Bank$104M3.6%2+30%
Banner Capital Bank$101M3.5%1+98%
Pinnacle Bank - Wyoming$95M3.3%2+51%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Cheyenne market

Laramie County is the only county in the Cheyenne, WY market, a Metropolitan Statistical Area (ranked #248 of 293 U.S. markets by economic output). It produces 100.0% of the market’s output and holds 100.0% of its deposits.

MeasureLaramie CountyShare of Cheyenne market
2024 GDP$6.6B100.0%
Deposits$2.9B100.0%
Population102,938100.0%

View the full Cheyenne market profile →

Recruiting in Laramie County

Deposits are spread across a competitive field of institutions, so the bankers worth recruiting are dispersed across more of them. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Laramie County, on a retained basis.

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