Market Intelligence

Laramie County, WY

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026
Market Intelligence › Cheyenne, WY › Laramie County

Laramie County, Wyoming, a core county of the Cheyenne, WY market, holds $3.2B in deposits across 19 insured institutions and 32 branches. U.S. Bank is the largest deposit holder at 13.9% share. The top three banks hold 36% of deposits, which places the county in the Fragmented band. Deposits have grown 29.1% since 2021 while the branch count rose by 6.7%. It produced $6.6B of real gross domestic product in 2024, ranking #493 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$6.6B
#493 of 1,523
Population
102,938
#600 of 1,523
GDP per Capita
$64,600
#264 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$3.2B
#481 of 1,523
Deposits per Capita
$30,952
#375 of 1,523
Deposits per Branch
$100M
#640 of 1,523
Competitive structure
Insured Institutions
19
#239 of 1,523
Branches per 100k Pop.
31.1
#435 of 1,523
Median Deposits per Institution
$110M
The median deposits booked by a single institution in the county. #829 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
69.0%
of county deposits held by banks with $100M to $100B in assets. #784 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Fragmented
36%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)+29.1% over 5 years
$2.5B
2021
$2.7B
2022
$2.7B
2023
$2.6B
2024
$2.9B
2025
$3.2B
2026

Branches: 30 in 2021 to 32 in 2026. Institutions: 19 to 19. Top-three share: 46% to 36%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
U.S. Bank$443M13.9%2+208%
ANB Bank$361M11.3%1+23%
Wells Fargo Bank$336M10.6%2-41%
Riverstone Bank$308M9.7%2+476%
First Interstate Bank$256M8.0%2-4%
First National Bank$255M8.0%2+13%
Jonah Bank of Wyoming$252M7.9%2+33%
First National Bank of Omaha$214M6.7%3+60%
FirsTier Bank$180M5.6%2+77%
Platte Valley Bank$110M3.5%2+28%
Banner Capital Bank$105M3.3%1+39%
JPMorgan Chase Bank$95M3.0%2+558,859%
Pinnacle Bank - Wyoming$89M2.8%2-11%
BMO Bank$83M2.6%2-30%
Points West Community Bank$32M1.0%1-8%
Farmers State Bank$31M1.0%1+14%
Hilltop National Bank$30M1.0%1-25%
Central Bank and Trust$7M0.2%1-10%
AMG National Trust Bank$0M0.0%1no 2021 presence

The 19 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Cheyenne market

Laramie County is the only county in the Cheyenne, WY market, a Metropolitan Statistical Area (ranked #248 of 293 U.S. markets by economic output). It produces 100.0% of the market’s output and holds 100.0% of its deposits.

MeasureLaramie CountyShare of parent market
2024 GDP$6.6B100.0%
Deposits$3.2B100.0%
Population102,938100.0%

View the full Cheyenne market profile →

Recruiting in Laramie County

Deposits are spread across a competitive field of institutions, so the bankers worth recruiting are dispersed across more of them. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Laramie County.

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