Mesa County, Colorado, a core county of the Grand Junction, CO market, holds $3.7B in deposits across 13 insured institutions and 35 branches. Alpine Bank is the largest deposit holder at 20.4% share. The top three institutions hold 51.8% of deposits, which places the county in the moderately concentrated band. Deposits have grown 13.2% since 2020 while the branch count fell by 3. It produces $7.5B of output, ranking #446 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 38 in 2020 to 35 in 2025. Institutions: 13 to 13. Top-three share: 50.4% to 51.8%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Alpine Bank | $765M | 20.4% | +37% |
| Wells Fargo Bank, National Association | $710M | 18.9% | -13% |
| Timberline Bank | $467M | 12.5% | +78% |
| Grand Valley Bank | $352M | 9.4% | +20% |
| U.S. Bank National Association | $344M | 9.2% | +20% |
| Bank of Colorado | $284M | 7.6% | +31% |
| ANB Bank | $280M | 7.5% | +6% |
| Glacier Bank | $156M | 4.2% | +4% |
| BMO Bank National Association | $131M | 3.5% | -50% |
| Home Loan State Bank | $116M | 3.1% | +24% |
The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Grand Junction market
Mesa County is the only county in the Grand Junction, CO market, a Metropolitan Statistical Area (ranked #235 of 293 U.S. markets by economic output). It produces 100.0% of the market’s output and holds 100.0% of its deposits.
| Measure | Mesa County | Share of Grand Junction market |
|---|---|---|
| 2024 GDP | $7.5B | 100.0% |
| Deposits | $3.7B | 100.0% |
| Population | 162,845 | 100.0% |
View the full Grand Junction market profile →
Recruiting in Mesa County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Mesa County, on a retained basis.
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