Mesa County, Colorado, a core county of the Grand Junction, CO market, holds $3.8B in deposits across 12 insured institutions and 34 branches. Alpine Bank is the largest deposit holder at 20.7% share. The top three banks hold 52% of deposits, which places the county in the Moderate band. Deposits have grown 4.3% since 2021 while the branch count fell by 8.1%. It produced $7.5B of real gross domestic product in 2024, ranking #446 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 37 in 2021 to 34 in 2026. Institutions: 13 to 12. Top-three share: 50% to 52%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Alpine Bank | $779M | 20.7% | +29% |
| Wells Fargo Bank | $736M | 19.5% | -13% |
| Timberline Bank | $429M | 11.4% | +25% |
| Grand Valley Bank | $367M | 9.7% | +11% |
| U.S. Bank | $354M | 9.4% | +10% |
| ANB Bank | $280M | 7.4% | -9% |
| Bank of Colorado | $277M | 7.4% | -8% |
| Glacier Bank | $156M | 4.1% | -1% |
| Home Loan State Bank | $132M | 3.5% | +29% |
| BMO Bank | $118M | 3.1% | -38% |
| Zions Bancorporation | $100M | 2.7% | +52% |
| Oakstar Bank | $41M | 1.1% | no 2021 presence |
The 12 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Grand Junction market
Mesa County is the only county in the Grand Junction, CO market, a Metropolitan Statistical Area (ranked #235 of 293 U.S. markets by economic output). It produces 100.0% of the market’s output and holds 100.0% of its deposits.
| Measure | Mesa County | Share of parent market |
|---|---|---|
| 2024 GDP | $7.5B | 100.0% |
| Deposits | $3.8B | 100.0% |
| Population | 162,845 | 100.0% |
View the full Grand Junction market profile →
Recruiting in Mesa County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Mesa County.
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