Market Intelligence

Mineral County, MT

Banking market profile · FDIC Summary of Deposits, June 30, 2025
Market Intelligence › Missoula, MT › Mineral County

Mineral County, Montana, a county in the Missoula, MT market, holds $62M in deposits across 1 insured institution and 2 branches. TrailWest Bank is the largest deposit holder at 100.0% share. The top three institutions hold 100.0% of deposits, which places the county in the concentrated band. Deposits have grown 14.1% since 2020. It produces $122M of output, ranking #1,516 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$122M
#1,516 of 1,523
Total Deposits
$62M
#1,504 of 1,523
Population
5,185
#1,501 of 1,523
GDP per Capita
$23,526
#1,403 of 1,523
Insured Institutions
1
#1,512 of 1,523
Deposits per Branch
$31M
#1,502 of 1,523
Deposits per Capita
$11,956
#1,345 of 1,523
Branches per 100k Pop.
38.6
#239 of 1,523
Median Institution Size
$62M
Median deposits of the institutions operating in the county. #1,296 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
100.0%
of market deposits held by banks with $100M to $50B in assets. #132 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
100.0%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+14.1% over 5 years
$54M
2020
$66M
2021
$71M
2022
$57M
2023
$64M
2024
$62M
2025

Branches: 2 in 2020 to 2 in 2025. Institutions: 1 to 1. Top-three share: 100.0% to 100.0%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
TrailWest Bank$62M100.0%2+14%

The 1 insured institution with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Missoula market

Mineral County is one of 2 counties that make up the Missoula, MT market, a Metropolitan Statistical Area (ranked #237 of 293 U.S. markets by economic output). It produces 1.7% of the market’s output and holds 1.7% of its deposits.

MeasureMineral CountyShare of Missoula market
2024 GDP$122M1.7%
Deposits$62M1.7%
Population5,1854.0%

See the Missoula market in Market Intelligence →

Recruiting in Mineral County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Mineral County, on a retained basis.

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