Market Intelligence

Nez Perce County, ID

Banking market profile · FDIC Summary of Deposits, June 30, 2025
Market Intelligence › Lewiston, ID-WA › Nez Perce County

Nez Perce County, Idaho, a core county of the Lewiston, ID-WA market, holds $680M in deposits across 7 insured institutions and 8 branches. U.S. Bank National Association is the largest deposit holder at 24.7% share. The top three institutions hold 55.9% of deposits, which places the county in the moderately concentrated band. Deposits have grown 9.7% since 2020 while the branch count fell by 3. It produces $2.3B of output, ranking #882 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$2.3B
#882 of 1,523
Total Deposits
$680M
#1,096 of 1,523
Population
42,905
#997 of 1,523
GDP per Capita
$53,177
#496 of 1,523
Insured Institutions
7
#989 of 1,523
Deposits per Branch
$85M
#820 of 1,523
Deposits per Capita
$15,849
#1,151 of 1,523
Branches per 100k Pop.
18.6
#1,095 of 1,523
Median Institution Size
$90M
Median deposits of the institutions operating in the county. #978 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
35.4%
of market deposits held by banks with $100M to $50B in assets. #1,176 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderately concentrated
55.9%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+9.7% over 5 years
$620M
2020
$673M
2021
$698M
2022
$622M
2023
$642M
2024
$680M
2025

Branches: 11 in 2020 to 8 in 2025. Institutions: 7 to 7. Top-three share: 60.6% to 55.9%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
U.S. Bank National Association$168M24.7%1+42%
Wells Fargo Bank, National Association$111M16.4%1-29%
Umpqua Bank$101M14.9%10%
Twin River Bank$90M13.3%2+25%
Banner Bank$89M13.0%10%
Washington Trust Bank$62M9.2%1+62%
Zions Bancorporation, N.A.$59M8.6%1+30%

The 7 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Lewiston market

Nez Perce County is one of 2 counties that make up the Lewiston, ID-WA market, a Metropolitan Statistical Area (ranked #287 of 293 U.S. markets by economic output). It produces 75.2% of the market’s output and holds 69.0% of its deposits.

MeasureNez Perce CountyShare of Lewiston market
2024 GDP$2.3B75.2%
Deposits$680M69.0%
Population42,90565.6%

See the Lewiston market in Market Intelligence →

Recruiting in Nez Perce County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Nez Perce County, on a retained basis.

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