Market Intelligence

Nez Perce County, ID

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025
Market IntelligenceLewiston, ID-WA › Nez Perce County

Nez Perce County, Idaho, a core county of the Lewiston, ID-WA market, holds $680M in deposits across 7 insured institutions and 8 branches. U.S. Bank National Association is the largest deposit holder at 24.7% share. The top three banks hold 56% of deposits, which places the county in the Moderate band. Deposits have grown 9.7% since 2020 while the branch count fell by 27.3%. It produces $2.3B of output, ranking #882 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$2.3B
#882 of 1,523
Population
42,905
#997 of 1,523
GDP per Capita
$53,177
#496 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$680M
#1,096 of 1,523
Deposits per Capita
$15,849
#1,151 of 1,523
Deposits per Branch
$85M
#820 of 1,523
Competitive structure
Insured Institutions
7
#989 of 1,523
Branches per 100k Pop.
18.6
#1,095 of 1,523
Median Deposits per Institution
$90M
The median deposits booked by a single institution in the county. #978 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
59.0%
of county deposits held by banks with $100M to $100B in assets. #983 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
56%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+9.7% over 5 years
$620M
2020
$673M
2021
$698M
2022
$622M
2023
$642M
2024
$680M
2025

Branches: 11 in 2020 to 8 in 2025. Institutions: 7 to 7. Top-three share: 61% to 56%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
U.S. Bank$168M24.7%1+42%
Wells Fargo Bank$111M16.4%1-29%
Umpqua Bank$101M14.9%10%
Twin River Bank$90M13.3%2+25%
Banner Bank$89M13.0%10%
Washington Trust Bank$62M9.1%1+62%
Zions Bancorporation$59M8.6%1+30%

The 7 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Lewiston market

Nez Perce County is one of 2 counties that make up the Lewiston, ID-WA market, a Metropolitan Statistical Area (ranked #287 of 293 U.S. markets by economic output). It produces 75.2% of the market’s output and holds 69.0% of its deposits.

MeasureNez Perce CountyShare of parent market
2024 GDP$2.3B75.2%
Deposits$680M69.0%
Population42,90565.6%

View the full Lewiston market profile →

Recruiting in Nez Perce County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Nez Perce County.

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