Ohio County, West Virginia, a core county of the Wheeling, WV-OH market, holds $2.5B in deposits across 6 insured institutions and 15 branches. WesBanco Bank, Inc. is the largest deposit holder at 56.7% share. The top three institutions hold 81.5% of deposits, which places the county in the concentrated band. Deposits have grown 37.4% since 2020 while the branch count fell by 5. It produces $3.8B of output, ranking #690 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 20 in 2020 to 15 in 2025. Institutions: 6 to 6. Top-three share: 80.9% to 81.5%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| WesBanco Bank, Inc. | $1.4B | 56.7% | +61% |
| Main Street Bank Corp. | $355M | 14.2% | no 2020 presence |
| United Bank | $268M | 10.7% | +1% |
| Community Bank | $202M | 8.1% | +34% |
| JPMorgan Chase Bank, National Association | $162M | 6.5% | +16% |
| Truist Bank | $99M | 4.0% | +67% |
The 6 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Wheeling market
Ohio County is one of 3 counties that make up the Wheeling, WV-OH market, a Metropolitan Statistical Area (ranked #204 of 293 U.S. markets by economic output). It produces 41.1% of the market’s output and holds 46.0% of its deposits.
| Measure | Ohio County | Share of Wheeling market |
|---|---|---|
| 2024 GDP | $3.8B | 41.1% |
| Deposits | $2.5B | 46.0% |
| Population | 40,496 | 30.2% |
View the full Wheeling market profile →
Recruiting in Ohio County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Ohio County, on a retained basis.
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