Market Intelligence

Renville County, ND

Banking market profile · FDIC Summary of Deposits, June 30, 2025
Market IntelligenceMinot, ND › Renville County

Renville County, North Dakota, a county in the Minot, ND market, holds $75M in deposits across 2 insured institutions and 3 branches. The Citizens State Bank at Mohall is the largest deposit holder at 80.2% share. The top three institutions hold 100.0% of deposits, which places the county in the concentrated band. Deposits have grown 23.2% since 2020. It produces $179M of output, ranking #1,499 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$179M
#1,499 of 1,523
Total Deposits
$75M
#1,494 of 1,523
Population
2,331
#1,519 of 1,523
GDP per Capita
$76,792
#153 of 1,523
Insured Institutions
2
#1,470 of 1,523
Deposits per Branch
$25M
#1,514 of 1,523
Deposits per Capita
$32,103
#304 of 1,523
Branches per 100k Pop.
128.7
#1 of 1,523
Median Institution Size
$37M
Median deposits of the institutions operating in the county. #1,476 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
19.8%
of market deposits held by banks with $100M to $50B in assets. #1,371 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
100.0%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+23.2% over 5 years
$61M
2020
$63M
2021
$70M
2022
$69M
2023
$70M
2024
$75M
2025

Branches: 3 in 2020 to 3 in 2025. Institutions: 2 to 2. Top-three share: 100.0% to 100.0%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
The Citizens State Bank at Mohall$60M80.2%2+15%
Gate City Bank$15M19.8%1+74%

The 2 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Minot market

Renville County is one of 3 counties that make up the Minot, ND market, a Metropolitan Statistical Area (ranked #277 of 293 U.S. markets by economic output). It produces 4.1% of the market’s output and holds 2.2% of its deposits.

MeasureRenville CountyShare of Minot market
2024 GDP$179M4.1%
Deposits$75M2.2%
Population2,3313.1%

View the full Minot market profile →

Recruiting in Renville County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Renville County, on a retained basis.

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