Spokane County, Washington, a core county of the Spokane-Spokane Valley-Coeur d'Alene, WA-ID market, holds $10.6B in deposits across 16 insured institutions and 81 branches. Washington Trust Bank is the largest deposit holder at 32.9% share. The top three banks hold 55% of deposits, which places the county in the Moderate band. Deposits have fallen 2.9% since 2021 while the branch count fell by 12.9%. It produced $31.3B of real gross domestic product in 2024, ranking #152 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 93 in 2021 to 81 in 2026. Institutions: 16 to 16. Top-three share: 54% to 55%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Washington Trust Bank | $3.5B | 32.9% | -1% |
| Wells Fargo Bank | $1.3B | 12.0% | +44% |
| U.S. Bank | $1.1B | 10.6% | -9% |
| JPMorgan Chase Bank | $1.1B | 10.2% | +6% |
| Banner Bank | $945M | 9.0% | +11% |
| Bank of America | $892M | 8.5% | -22% |
| Columbia Bank | $519M | 4.9% | -43% |
| First Interstate Bank | $508M | 4.8% | -14% |
| RiverBank | $275M | 2.6% | +72% |
| Glacier Bank | $253M | 2.4% | -7% |
| State Bank Northwest | $134M | 1.3% | -21% |
| WaFd Bank | $77M | 0.7% | +25% |
| Sunflower Bank | $5M | 0.1% | +542,700% |
| Heritage Bank | $5M | <0.1% | no 2021 presence |
| bankcda | $3M | <0.1% | no 2021 presence |
| Davidson Trust Co. | $0M | 0.0% | no 2021 presence |
The 16 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Spokane-Spokane Valley-Coeur d'Alene market
Spokane County is one of 3 counties that make up the Spokane-Spokane Valley-Coeur d'Alene, WA-ID market, a Combined Statistical Area (ranked #82 of 293 U.S. markets by economic output). It produces 75.6% of the market’s output and holds 65.1% of its deposits.
| Measure | Spokane County | Share of parent market |
|---|---|---|
| 2024 GDP | $31.3B | 75.6% |
| Deposits | $10.6B | 65.1% |
| Population | 558,344 | 69.8% |
View the full Spokane-Spokane Valley-Coeur d'Alene market profile →
Recruiting in Spokane County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Spokane County.
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