Tulare County, California, a core county of the Visalia, CA market, holds $7.3B in deposits across 13 insured institutions and 47 branches. Bank of the Sierra is the largest deposit holder at 21.6% share. The top three banks hold 56% of deposits, which places the county in the Moderate band. Deposits have grown 16.6% since 2020 while the branch count fell by 14.5%. It produces $19.5B of output, ranking #220 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 55 in 2020 to 47 in 2025. Institutions: 14 to 13. Top-three share: 54% to 56%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Bank of the Sierra | $1.6B | 21.6% | +27% |
| Bank of America | $1.3B | 18.1% | +19% |
| Wells Fargo Bank | $1.2B | 16.4% | +19% |
| JPMorgan Chase Bank | $755M | 10.3% | +83% |
| Citizens Business Bank | $648M | 8.9% | +44% |
| BMO Bank | $466M | 6.4% | +4% |
| Mechanics Bank | $332M | 4.5% | +23% |
| U.S. Bank | $316M | 4.3% | -12% |
| Community West Bank | $260M | 3.6% | +10% |
| Mission Bank | $174M | 2.4% | no 2020 presence |
| Westamerica Bank | $94M | 1.3% | -9% |
| Banc of California | $87M | 1.2% | +31% |
| Tri Counties Bank | $79M | 1.1% | +352% |
The 13 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Visalia market
Tulare County is the only county in the Visalia, CA market, a Metropolitan Statistical Area (ranked #139 of 293 U.S. markets by economic output). It produces 100.0% of the market’s output and holds 100.0% of its deposits.
| Measure | Tulare County | Share of parent market |
|---|---|---|
| 2024 GDP | $19.5B | 100.0% |
| Deposits | $7.3B | 100.0% |
| Population | 485,146 | 100.0% |
View the full Visalia market profile →
Recruiting in Tulare County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Tulare County.
See how we help banks recruit commercial banking talent