Market Intelligence

Woodbury County, IA

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026

Woodbury County, Iowa, a core county of the Sioux City-Le Mars, IA-NE-SD market, holds $3.4B in deposits across 20 insured institutions and 44 branches. The Security National Bank of Sioux City, Iowa is the largest deposit holder at 28.3% share. The top three banks hold 53% of deposits, which places the county in the Moderate band. Deposits have grown 9.0% since 2021 while the branch count fell by 10.2%. It produced $5.4B of real gross domestic product in 2024, ranking #564 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$5.4B
#564 of 1,523
Population
106,649
#582 of 1,523
GDP per Capita
$50,937
#557 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$3.4B
#455 of 1,523
Deposits per Capita
$32,340
#333 of 1,523
Deposits per Branch
$78M
#970 of 1,523
Competitive structure
Insured Institutions
20
#224 of 1,523
Branches per 100k Pop.
41.3
#191 of 1,523
Median Deposits per Institution
$83M
The median deposits booked by a single institution in the county. #1,079 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
77.4%
of county deposits held by banks with $100M to $100B in assets. #628 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
53%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)+9.0% over 5 years
$3.2B
2021
$3.3B
2022
$3.1B
2023
$3.3B
2024
$3.4B
2025
$3.4B
2026

Branches: 49 in 2021 to 44 in 2026. Institutions: 21 to 20. Top-three share: 53% to 53%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
The Security National Bank of Sioux City, Iowa$975M28.3%6+2%
Central Bank$436M12.6%5+45%
Wells Fargo Bank$425M12.3%3-3%
U.S. Bank$277M8.0%3+8%
Great Southern Bank$274M7.9%5+1%
Primebank$230M6.7%2+81%
Pioneer Bank$191M5.6%3+9%
Northwest Bank$128M3.7%1+5%
United Bank of Iowa$97M2.8%4+28%
Availa Bank$86M2.5%1+76%
Peoples Bank$81M2.4%1+58%
Sloan State Bank$60M1.7%1+28%
Liberty National Bank$52M1.5%1+4%
BankFirst$43M1.2%2+4%
Midstates Bank$28M0.8%1-13%
FNB Bank$25M0.7%1+14%
The Shelby County State Bank$19M0.6%1+3%
First Security Bank$17M0.5%1-12%
First Interstate Bank$4M0.1%1-95%
F&M Bank$2M<0.1%1+28%

The 20 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Sioux City-Le Mars market

Woodbury County is one of 4 counties that make up the Sioux City-Le Mars, IA-NE-SD market, a Combined Statistical Area (ranked #187 of 293 U.S. markets by economic output). It produces 50.7% of the market’s output and holds 57.7% of its deposits.

MeasureWoodbury CountyShare of parent market
2024 GDP$5.4B50.7%
Deposits$3.4B57.7%
Population106,64962.2%

View the full Sioux City-Le Mars market profile →

Recruiting in Woodbury County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Woodbury County.

See how we help banks recruit commercial banking talent