Market Intelligence

Yuma County, AZ

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025
Market IntelligenceYuma, AZ › Yuma County

Yuma County, Arizona, a core county of the Yuma, AZ market, holds $3.0B in deposits across 7 insured institutions and 20 branches. JPMorgan Chase Bank, National Association is the largest deposit holder at 30.4% share. The top three banks hold 71% of deposits, which places the county in the Concentrated band. Deposits have grown 23.5% since 2020 while the branch count fell by 13.0%. It produces $8.9B of output, ranking #396 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$8.9B
#396 of 1,523
Population
224,449
#319 of 1,523
GDP per Capita
$39,597
#916 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$3.0B
#495 of 1,523
Deposits per Capita
$13,425
#1,285 of 1,523
Deposits per Branch
$151M
#195 of 1,523
Competitive structure
Insured Institutions
7
#1,030 of 1,523
Branches per 100k Pop.
8.9
#1,476 of 1,523
Median Deposits per Institution
$381M
The median deposits booked by a single institution in the county. #89 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
43.6%
of county deposits held by banks with $100M to $100B in assets. #1,183 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
71%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+23.5% over 5 years
$2.4B
2020
$2.9B
2021
$3.1B
2022
$2.9B
2023
$2.9B
2024
$3.0B
2025

Branches: 23 in 2020 to 20 in 2025. Institutions: 7 to 7. Top-three share: 69% to 71%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
JPMorgan Chase Bank$917M30.4%4+43%
Wells Fargo Bank$782M26.0%4+14%
1st Bank Yuma$445M14.8%4+24%
Glacier Bank$381M12.6%2+24%
Zions Bancorporation$336M11.2%3+1%
Washington Federal Bank$135M4.5%2+35%
Academy Bank$17M0.6%1+18%

The 7 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Yuma market

Yuma County is the only county in the Yuma, AZ market, a Metropolitan Statistical Area (ranked #208 of 293 U.S. markets by economic output). It produces 100.0% of the market’s output and holds 100.0% of its deposits.

MeasureYuma CountyShare of parent market
2024 GDP$8.9B100.0%
Deposits$3.0B100.0%
Population224,449100.0%

View the full Yuma market profile →

Recruiting in Yuma County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Yuma County.

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