First Community Bank holds $348M in deposits across 5 counties in 3 ranked markets and 1 state. Its deposit footprint is highly concentrated: the top three counties (Emmet County, Grand Traverse County, Kent County) hold 91% of its deposits. It ranks among the three largest institutions in 1 of the 5 counties where it operates.
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Data as of June 30, 2025 (FDIC Summary of Deposits)
| County | Deposits | County’s % of Bank’s Deposits | Bank’s % of County Deposits | Branches | |
|---|---|---|---|---|---|
| 1. | Emmet County, MI | $205M | 58.8% | 18.3% | 6 |
| 2. | Grand Traverse County, MI | $64M | 18.5% | 1.8% | 1 |
| 3. | Kent County, MI | $47M | 13.5% | 0.2% | 1 |
| 4. | Cheboygan County, MI | $21M | 5.9% | 4.9% | 1 |
| 5. | Oakland County, MI | $11M | 3.3% | 0.0% | 1 |
Deposits are as reported to the FDIC at branch level, June 30, 2025, and are nominal. “County’s % of Bank’s Deposits” is this county’s share of the institution’s total deposits; “Bank’s % of County Deposits” is this institution’s deposits as a percent of all deposits booked in that county. Counties within a Combined or Metropolitan Statistical Area link to their full profile; other counties are shown for completeness.
All 293 markets and the 1,533 counties within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates.