Market Intelligence

Blue Earth County, MN

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025
Market IntelligenceMankato-New Ulm, MN › Blue Earth County

Blue Earth County, Minnesota, a core county of the Mankato-New Ulm, MN market, holds $2.6B in deposits across 17 insured institutions and 27 branches. Wells Fargo Bank, National Association is the largest deposit holder at 23.7% share. The top three banks hold 52% of deposits, which places the county in the Moderate band. Deposits have grown 19.0% since 2020 while the branch count fell by 3.6%. It produces $4.4B of output, ranking #651 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$4.4B
#651 of 1,523
Population
70,634
#762 of 1,523
GDP per Capita
$61,665
#319 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$2.6B
#557 of 1,523
Deposits per Capita
$37,037
#215 of 1,523
Deposits per Branch
$97M
#637 of 1,523
Competitive structure
Insured Institutions
17
#282 of 1,523
Branches per 100k Pop.
38.2
#245 of 1,523
Median Deposits per Institution
$101M
The median deposits booked by a single institution in the county. #890 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
62.8%
of county deposits held by banks with $100M to $100B in assets. #928 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
52%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+19.0% over 5 years
$2.2B
2020
$2.6B
2021
$2.6B
2022
$2.5B
2023
$2.6B
2024
$2.6B
2025

Branches: 28 in 2020 to 27 in 2025. Institutions: 18 to 17. Top-three share: 59% to 52%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Wells Fargo Bank$620M23.7%2+1%
Community Bank Mankato$470M18.0%5+41%
U.S. Bank$269M10.3%2-21%
Minnstar Bank$166M6.4%2+37%
Old National Bank$162M6.2%2+21%
Pioneer Bank$161M6.2%2+31%
St. Clair State Bank (Incorporated)$111M4.3%1+27%
ProGrowth Bank$102M3.9%1+269%
BankVista$101M3.8%1+77%
First National Bank Minnesota$93M3.6%1+26%
United Prairie Bank$86M3.3%1+62%
Citizens Community Federal$85M3.2%1+18%
The Huntington National Bank$83M3.2%1-2%
Profinium, Inc.$38M1.5%1-11%
West Bank$35M1.3%1+985%
Cornerstone State Bank$33M1.3%2+26%
Frandsen Bank & Trust$0M0.0%1no 2020 presence

The 17 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Mankato-New Ulm market

Blue Earth County is one of 3 counties that make up the Mankato-New Ulm, MN market, a Combined Statistical Area (ranked #236 of 293 U.S. markets by economic output). It produces 58.7% of the market’s output and holds 60.7% of its deposits.

MeasureBlue Earth CountyShare of parent market
2024 GDP$4.4B58.7%
Deposits$2.6B60.7%
Population70,63454.2%

View the full Mankato-New Ulm market profile →

Recruiting in Blue Earth County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Blue Earth County.

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