Market Intelligence

Brown County, MN

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Brown County, Minnesota, a core county of the Mankato-New Ulm, MN market, holds $940M in deposits across 10 insured institutions and 11 branches. Citizens Bank Minnesota is the largest deposit holder at 29.5% share. The top three institutions hold 58.1% of deposits, which places the county in the moderately concentrated band. Deposits have grown 9.4% since 2020 while the branch count fell by 2. It produces $1.5B of output, ranking #1,034 of the 1,523 counties within a CSA or MSA by economic output.

Economic scale
2024 Real GDP
$1.5B
#1,034 of 1,523
Population
25,517
#1,222 of 1,523
GDP per Capita
$60,346
#349 of 1,523
Deposit market
Total Deposits
$940M
#963 of 1,523
Deposits per Capita
$36,848
#219 of 1,523
Deposits per Branch
$85M
#813 of 1,523
Competitive structure
Insured Institutions
10
#648 of 1,523
Branches per 100k Pop.
43.1
#171 of 1,523
Median Deposits per Institution
$75M
The median deposits booked by a single institution in the county. #1,142 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
98.8%
of county deposits held by banks with $100M to $50B in assets. #214 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderately concentrated
58.1%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

Total county deposits (nominal), 2020 to 2025+9.4% over 5 years
$860M
2020
$947M
2021
$937M
2022
$923M
2023
$934M
2024
$940M
2025

Branches: 13 in 2020 to 11 in 2025. Institutions: 11 to 10. Top-three share: 57.8% to 58.1%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Citizens Bank Minnesota$278M29.5%1-2%
Alliance Bank$166M17.7%2+28%
Frandsen Bank & Trust$102M10.8%1+22%
Bank Midwest$100M10.6%1+61%
Farmers and Merchants State Bank of Springfield$82M8.8%1+2%
United Prairie Bank$68M7.3%1+63%
Americana Community Bank$61M6.4%1+24%
First Security Bank - Sleepy Eye$53M5.6%1-12%
MidCountry Bank$19M2.0%1no 2020 presence
Triumph State Bank$12M1.2%1-5%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Mankato-New Ulm market

Brown County is one of 3 counties that make up the Mankato-New Ulm, MN market, a Combined Statistical Area (ranked #236 of 293 U.S. markets by economic output). It produces 20.8% of the market’s output and holds 21.8% of its deposits.

MeasureBrown CountyShare of parent market
2024 GDP$1.5B20.8%
Deposits$940M21.8%
Population25,51719.6%

View the full Mankato-New Ulm market profile →

Recruiting in Brown County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Brown County, on a retained basis.

Start a confidential conversation