Market Intelligence

Burleigh County, ND

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025
Market IntelligenceBismarck, ND › Burleigh County

Burleigh County, North Dakota, a core county of the Bismarck, ND market, holds $5.1B in deposits across 16 insured institutions and 40 branches. Starion Bank is the largest deposit holder at 15.3% share. The top three banks hold 37% of deposits, which places the county in the Fragmented band. Deposits have grown 22.4% since 2020 while the branch count fell by 11.1%. It produces $6.1B of output, ranking #521 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$6.1B
#521 of 1,523
Population
103,251
#599 of 1,523
GDP per Capita
$59,018
#375 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$5.1B
#332 of 1,523
Deposits per Capita
$49,274
#98 of 1,523
Deposits per Branch
$127M
#323 of 1,523
Competitive structure
Insured Institutions
16
#324 of 1,523
Branches per 100k Pop.
38.7
#235 of 1,523
Median Deposits per Institution
$286M
The median deposits booked by a single institution in the county. #174 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
81.7%
of county deposits held by banks with $100M to $100B in assets. #569 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Fragmented
37%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+22.4% over 5 years
$4.2B
2020
$4.6B
2021
$4.8B
2022
$4.7B
2023
$4.6B
2024
$5.1B
2025

Branches: 45 in 2020 to 40 in 2025. Institutions: 17 to 16. Top-three share: 38% to 37%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Starion Bank$777M15.3%4+82%
Gate City Bank$577M11.3%5+48%
Bravera Bank$513M10.1%6+32%
Wells Fargo Bank$508M10.0%2-30%
BNC National Bank$438M8.6%5+8%
U.S. Bank$426M8.4%3-4%
Dakota Community Bank & Trust$425M8.4%3+51%
First International Bank & Trust$309M6.1%1+40%
Cornerstone Bank$263M5.2%1+150%
Kirkwood Bank & Trust Co.$242M4.8%3+42%
First Western Bank & Trust$231M4.5%2+193%
Choice Financial Group$184M3.6%1-24%
Security First Bank of North Dakota$69M1.4%1+47%
Old National Bank$69M1.4%1+4%
Horizon Financial Bank$29M0.6%1+14%
Dacotah Bank$27M0.5%1no 2020 presence

The 16 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Bismarck market

Burleigh County is one of 3 counties that make up the Bismarck, ND market, a Metropolitan Statistical Area (ranked #225 of 293 U.S. markets by economic output). It produces 77.9% of the market’s output and holds 80.0% of its deposits.

MeasureBurleigh CountyShare of parent market
2024 GDP$6.1B77.9%
Deposits$5.1B80.0%
Population103,25173.9%

View the full Bismarck market profile →

Recruiting in Burleigh County

Deposits are spread across a competitive field of institutions, so the bankers worth recruiting are dispersed across more of them. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Burleigh County.

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