Morton County, North Dakota, a core county of the Bismarck, ND market, holds $1.3B in deposits across 10 insured institutions and 14 branches. Starion Bank is the largest deposit holder at 38.1% share. The top three banks hold 72% of deposits, which places the county in the Concentrated band. Deposits have grown 29.6% since 2021 while the branch count rose by 7.7%. It produced $1.5B of real gross domestic product in 2024, ranking #1,048 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 13 in 2021 to 14 in 2026. Institutions: 9 to 10. Top-three share: 74% to 72%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Starion Bank | $498M | 38.1% | +25% |
| Dakota Community Bank & Trust | $304M | 23.3% | +22% |
| Security First Bank of North Dakota | $133M | 10.2% | +36% |
| Gate City Bank | $84M | 6.5% | +50% |
| Wells Fargo Bank | $73M | 5.6% | -17% |
| The Union Bank | $61M | 4.7% | +27% |
| First International Bank & Trust | $50M | 3.8% | no 2021 presence |
| BNC National Bank | $48M | 3.7% | +32% |
| Bravera Bank | $42M | 3.2% | +98% |
| Grant County State Bank | $13M | 1.0% | +9% |
The 10 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Bismarck market
Morton County is one of 3 counties that make up the Bismarck, ND market, a Metropolitan Statistical Area (ranked #225 of 293 U.S. markets by economic output). It produces 19.1% of the market’s output and holds 18.9% of its deposits.
| Measure | Morton County | Share of parent market |
|---|---|---|
| 2024 GDP | $1.5B | 19.1% |
| Deposits | $1.3B | 18.9% |
| Population | 34,601 | 24.8% |
View the full Bismarck market profile →
Recruiting in Morton County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Morton County.
See how we help banks recruit commercial banking talent