Morton County, North Dakota, a core county of the Bismarck, ND market, holds $1.2B in deposits across 10 insured institutions and 14 branches. Starion Bank is the largest deposit holder at 40.9% share. The top three institutions hold 73.8% of deposits, which places the county in the concentrated band. Deposits have grown 37.1% since 2020 while the branch count rose by 1. It produces $1.5B of output, ranking #1,048 of the 1,523 counties within a CSA or MSA by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 13 in 2020 to 14 in 2025. Institutions: 9 to 10. Top-three share: 72.9% to 73.8%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Starion Bank | $500M | 40.9% | +45% |
| Dakota Community Bank & Trust | $282M | 23.1% | +29% |
| Security First Bank of North Dakota | $120M | 9.8% | +43% |
| Gate City Bank | $78M | 6.4% | +73% |
| Wells Fargo Bank | $74M | 6.1% | -13% |
| The Union Bank | $51M | 4.2% | no 2020 presence |
| BNC National Bank | $38M | 3.1% | +24% |
| Bravera Bank | $34M | 2.8% | +86% |
| First International Bank & Trust | $32M | 2.6% | no 2020 presence |
| Grant County State Bank | $12M | 1.0% | +14% |
The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Bismarck market
Morton County is one of 3 counties that make up the Bismarck, ND market, a Metropolitan Statistical Area (ranked #225 of 293 U.S. markets by economic output). It produces 19.1% of the market’s output and holds 19.2% of its deposits.
| Measure | Morton County | Share of parent market |
|---|---|---|
| 2024 GDP | $1.5B | 19.1% |
| Deposits | $1.2B | 19.2% |
| Population | 34,601 | 24.8% |
View the full Bismarck market profile →
Recruiting in Morton County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Morton County, on a retained basis.
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