Calumet County, Wisconsin, a core county of the Appleton-Oshkosh-Neenah, WI market, holds $687M in deposits across 7 insured institutions and 10 branches. State Bank of Chilton is the largest deposit holder at 52.9% share. The top three institutions hold 82.9% of deposits, which places the county in the concentrated band. Deposits have grown 11.6% since 2020 while the branch count fell by 2. It produces $1.7B of output, ranking #989 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 12 in 2020 to 10 in 2025. Institutions: 8 to 7. Top-three share: 82.6% to 82.9%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| State Bank of Chilton | $363M | 52.9% | +26% |
| JPMorgan Chase Bank, National Association | $114M | 16.6% | +188% |
| BMO Bank National Association | $92M | 13.4% | -49% |
| Great Midwest Bank, S.S.B. | $37M | 5.4% | +20% |
| Horicon Bank | $32M | 4.6% | +26% |
| National Exchange Bank and Trust | $28M | 4.1% | +9% |
| Collins State Bank | $20M | 3.0% | +93% |
The 7 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Appleton-Oshkosh-Neenah market
Calumet County is one of 3 counties that make up the Appleton-Oshkosh-Neenah, WI market, a Combined Statistical Area (ranked #109 of 293 U.S. markets by economic output). It produces 6.7% of the market’s output and holds 9.2% of its deposits.
| Measure | Calumet County | Share of Appleton-Oshkosh-Neenah market |
|---|---|---|
| 2024 GDP | $1.7B | 6.7% |
| Deposits | $687M | 9.2% |
| Population | 53,982 | 12.7% |
View the full Appleton-Oshkosh-Neenah market profile →
Recruiting in Calumet County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Calumet County, on a retained basis.
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