Market Intelligence

Calumet County, WI

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Calumet County, Wisconsin, a core county of the Appleton-Oshkosh-Neenah, WI market, holds $687M in deposits across 7 insured institutions and 10 branches. State Bank of Chilton is the largest deposit holder at 52.9% share. The top three banks hold 83% of deposits, which places the county in the Concentrated band. Deposits have grown 11.6% since 2020 while the branch count fell by 16.7%. It produces $1.7B of output, ranking #989 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$1.7B
#989 of 1,523
Population
53,982
#897 of 1,523
GDP per Capita
$32,129
#1,155 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$687M
#1,092 of 1,523
Deposits per Capita
$12,719
#1,317 of 1,523
Deposits per Branch
$69M
#1,101 of 1,523
Competitive structure
Insured Institutions
7
#931 of 1,523
Branches per 100k Pop.
18.5
#1,105 of 1,523
Median Deposits per Institution
$37M
The median deposits booked by a single institution in the county. #1,480 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
70.0%
of county deposits held by banks with $100M to $100B in assets. #802 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
83%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+11.6% over 5 years
$615M
2020
$647M
2021
$768M
2022
$797M
2023
$787M
2024
$687M
2025

Branches: 12 in 2020 to 10 in 2025. Institutions: 8 to 7. Top-three share: 83% to 83%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
State Bank of Chilton$363M52.9%4+26%
JPMorgan Chase Bank$114M16.6%1+188%
BMO Bank$92M13.4%1-49%
Great Midwest Bank, S.S.B.$37M5.4%1+20%
Horicon Bank$32M4.6%1+26%
National Exchange Bank and Trust$28M4.1%1+9%
Collins State Bank$20M3.0%1+93%

The 7 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Appleton-Oshkosh-Neenah market

Calumet County is one of 3 counties that make up the Appleton-Oshkosh-Neenah, WI market, a Combined Statistical Area (ranked #109 of 293 U.S. markets by economic output). It produces 6.7% of the market’s output and holds 9.2% of its deposits.

MeasureCalumet CountyShare of parent market
2024 GDP$1.7B6.7%
Deposits$687M9.2%
Population53,98212.7%

View the full Appleton-Oshkosh-Neenah market profile →

Recruiting in Calumet County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Calumet County.

See how we help banks recruit commercial banking talent