Market Intelligence

Outagamie County, WI

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026

Outagamie County, Wisconsin, a core county of the Appleton-Oshkosh-Neenah, WI market, holds $4.3B in deposits across 18 insured institutions and 36 branches. BMO Bank is the largest deposit holder at 16.4% share. The top three banks hold 43% of deposits, which places the county in the Fragmented band. Deposits have fallen 3.3% since 2021 while the branch count fell by 18.2%. It produced $13.2B of real gross domestic product in 2024, ranking #296 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$13.2B
#296 of 1,523
Population
195,894
#362 of 1,523
GDP per Capita
$67,535
#226 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$4.3B
#389 of 1,523
Deposits per Capita
$21,856
#802 of 1,523
Deposits per Branch
$119M
#403 of 1,523
Competitive structure
Insured Institutions
18
#267 of 1,523
Branches per 100k Pop.
18.4
#1,113 of 1,523
Median Deposits per Institution
$204M
The median deposits booked by a single institution in the county. #346 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
66.8%
of county deposits held by banks with $100M to $100B in assets. #821 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Fragmented
43%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)-3.3% over 5 years
$4.4B
2021
$4.6B
2022
$4.3B
2023
$4.2B
2024
$4.2B
2025
$4.3B
2026

Branches: 44 in 2021 to 36 in 2026. Institutions: 21 to 18. Top-three share: 43% to 43%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
BMO Bank$702M16.4%50%
Associated Bank$645M15.1%4+1%
Nicolet National Bank$486M11.4%4-10%
BLC Community Bank$378M8.8%1+52%
American National Bank - Fox Cities$353M8.3%1+21%
JPMorgan Chase Bank$308M7.2%2-46%
Wolf River Community Bank$245M5.7%3+47%
East Wisconsin Savings Bank$226M5.3%4-10%
U.S. Bank$210M4.9%3-6%
Wells Fargo Bank$198M4.6%1-20%
The Bank of Kaukauna$153M3.6%1+48%
First Business Bank$95M2.2%1-21%
Old National Bank$91M2.1%1+27%
Bank First$88M2.1%1-35%
North Shore Bank$53M1.2%1-10%
AbbyBank$31M0.7%1+16%
Johnson Bank$16M0.4%1+40%
Thrivent Trust Company$2M<0.1%10%

The 18 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Appleton-Oshkosh-Neenah market

Outagamie County is one of 3 counties that make up the Appleton-Oshkosh-Neenah, WI market, a Combined Statistical Area (ranked #109 of 293 U.S. markets by economic output). It produces 50.7% of the market’s output and holds 55.9% of its deposits.

MeasureOutagamie CountyShare of parent market
2024 GDP$13.2B50.7%
Deposits$4.3B55.9%
Population195,89446.2%

View the full Appleton-Oshkosh-Neenah market profile →

Recruiting in Outagamie County

Deposits are spread across a competitive field of institutions, so the bankers worth recruiting are dispersed across more of them. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Outagamie County.

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