Cochise County, Arizona, a core county of the Sierra Vista-Douglas, AZ market, holds $1.7B in deposits across 8 insured institutions and 16 branches. Wells Fargo Bank, National Association is the largest deposit holder at 28.6% share. The top three institutions hold 61.2% of deposits, which places the county in the concentrated band. Deposits have grown 12.4% since 2020 while the branch count fell by 1. It produces $5.2B of output, ranking #582 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 17 in 2020 to 16 in 2025. Institutions: 8 to 8. Top-three share: 64.9% to 61.2%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Wells Fargo Bank, National Association | $478M | 28.6% | +17% |
| JPMorgan Chase Bank, National Association | $319M | 19.1% | +23% |
| Zions Bancorporation, N.A. | $224M | 13.4% | -24% |
| Bank of America, National Association | $209M | 12.5% | +16% |
| Washington Federal Bank | $181M | 10.8% | +31% |
| PNC Bank, National Association | $100M | 6.0% | -1% |
| Western Bank | $89M | 5.3% | +65% |
| Armed Forces Bank, National Association | $69M | 4.1% | +46% |
The 8 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Sierra Vista-Douglas market
Cochise County is the only county in the Sierra Vista-Douglas, AZ market, a Metropolitan Statistical Area (ranked #268 of 293 U.S. markets by economic output). It produces 100.0% of the market’s output and holds 100.0% of its deposits.
| Measure | Cochise County | Share of Sierra Vista-Douglas market |
|---|---|---|
| 2024 GDP | $5.2B | 100.0% |
| Deposits | $1.7B | 100.0% |
| Population | 126,332 | 100.0% |
See the Sierra Vista-Douglas market in Market Intelligence →
Recruiting in Cochise County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Cochise County, on a retained basis.
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