Market Intelligence

Coryell County, TX

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Coryell County, Texas, a core county of the Killeen-Temple, TX market, holds $1.1B in deposits across 6 insured institutions and 14 branches. Cadence Bank is the largest deposit holder at 47.3% share. The top three banks hold 76% of deposits, which places the county in the Concentrated band. Deposits have grown 30.8% since 2020 while the branch count fell by 6.7%. It produces $1.8B of output, ranking #982 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$1.8B
#982 of 1,523
Population
85,592
#678 of 1,523
GDP per Capita
$20,591
#1,459 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$1.1B
#888 of 1,523
Deposits per Capita
$12,882
#1,307 of 1,523
Deposits per Branch
$79M
#924 of 1,523
Competitive structure
Insured Institutions
6
#1,058 of 1,523
Branches per 100k Pop.
16.4
#1,218 of 1,523
Median Deposits per Institution
$125M
The median deposits booked by a single institution in the county. #692 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
100.0%
of county deposits held by banks with $100M to $100B in assets. #53 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
76%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+30.8% over 5 years
$843M
2020
$977M
2021
$1.1B
2022
$984M
2023
$966M
2024
$1.1B
2025

Branches: 15 in 2020 to 14 in 2025. Institutions: 7 to 6. Top-three share: 76% to 76%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Cadence Bank$521M47.3%2+594%
The First National Bank of Evant$164M14.8%3+62%
Extraco Banks$155M14.0%2+20%
First National Bank Texas$95M8.7%5+99%
First Texas Bank$86M7.8%1no 2020 presence
First National Bank of Central Texas$82M7.4%1no 2020 presence

The 6 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Killeen-Temple market

Coryell County is one of 3 counties that make up the Killeen-Temple, TX market, a Metropolitan Statistical Area (ranked #120 of 293 U.S. markets by economic output). It produces 7.8% of the market’s output and holds 15.7% of its deposits.

MeasureCoryell CountyShare of parent market
2024 GDP$1.8B7.8%
Deposits$1.1B15.7%
Population85,59216.7%

View the full Killeen-Temple market profile →

Recruiting in Coryell County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Coryell County.

See how we help banks recruit commercial banking talent