Market Intelligence

Coryell County, TX

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Coryell County, Texas, a core county of the Killeen-Temple, TX market, holds $1.1B in deposits across 6 insured institutions and 14 branches. Cadence Bank is the largest deposit holder at 47.3% share. The top three institutions hold 76.2% of deposits, which places the county in the concentrated band. Deposits have grown 30.8% since 2020 while the branch count fell by 1. It produces $1.8B of output, ranking #982 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$1.8B
#982 of 1,523
Total Deposits
$1.1B
#888 of 1,523
Population
85,592
#678 of 1,523
GDP per Capita
$20,591
#1,459 of 1,523
Insured Institutions
6
#1,058 of 1,523
Deposits per Branch
$79M
#924 of 1,523
Deposits per Capita
$12,882
#1,307 of 1,523
Branches per 100k Pop.
16.4
#1,218 of 1,523
Median Institution Size
$125M
Median deposits of the institutions operating in the county. #692 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
52.7%
of market deposits held by banks with $100M to $50B in assets. #943 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
76.2%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+30.8% over 5 years
$843M
2020
$977M
2021
$1.1B
2022
$984M
2023
$966M
2024
$1.1B
2025

Branches: 15 in 2020 to 14 in 2025. Institutions: 7 to 6. Top-three share: 76.2% to 76.2%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Cadence Bank$521M47.3%2+594%
The First National Bank of Evant$164M14.8%3+62%
Extraco Banks, National Association$155M14.1%2+20%
First National Bank Texas$95M8.7%5+99%
First Texas Bank$86M7.8%1no 2020 presence
First National Bank of Central Texas$82M7.4%1no 2020 presence

The 6 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Killeen-Temple market

Coryell County is one of 3 counties that make up the Killeen-Temple, TX market, a Metropolitan Statistical Area (ranked #120 of 293 U.S. markets by economic output). It produces 7.8% of the market’s output and holds 15.7% of its deposits.

MeasureCoryell CountyShare of Killeen-Temple market
2024 GDP$1.8B7.8%
Deposits$1.1B15.7%
Population85,59216.7%

View the full Killeen-Temple market profile →

Recruiting in Coryell County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Coryell County, on a retained basis.

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