Crawford County, Arkansas, a core county of the Fort Smith, AR-OK market, holds $1.1B in deposits across 10 insured institutions and 27 branches. Citizens' Bank & Trust Co. is the largest deposit holder at 43.8% share. The top three banks hold 72% of deposits, which places the county in the Concentrated band. Deposits have grown 31.1% since 2020. It produces $1.7B of output, ranking #988 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 27 in 2020 to 27 in 2025. Institutions: 9 to 10. Top-three share: 73% to 72%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Citizens' Bank & Trust Co. | $482M | 43.8% | +23% |
| Arvest Bank | $169M | 15.3% | +39% |
| Bank OZK | $142M | 12.9% | +42% |
| Today's Bank | $80M | 7.2% | +53% |
| Cadence Bank | $76M | 6.9% | +20% |
| Generations Bank | $68M | 6.2% | +39% |
| U.S. Bank | $55M | 5.0% | +22% |
| Chambers Bank | $14M | 1.3% | +98% |
| Centennial Bank | $10M | 0.9% | -9% |
| Firstar Bank | $7M | 0.7% | no 2020 presence |
The 10 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Fort Smith market
Crawford County is one of 3 counties that make up the Fort Smith, AR-OK market, a Metropolitan Statistical Area (ranked #195 of 293 U.S. markets by economic output). It produces 17.7% of the market’s output and holds 18.4% of its deposits.
| Measure | Crawford County | Share of parent market |
|---|---|---|
| 2024 GDP | $1.7B | 17.7% |
| Deposits | $1.1B | 18.4% |
| Population | 62,657 | 26.8% |
View the full Fort Smith market profile →
Recruiting in Crawford County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Crawford County.
See how we help banks recruit commercial banking talent