Bank OZK holds $33.5B in deposits across 101 counties in 29 ranked markets and 6 states. Its deposit footprint is broadly distributed: the top three counties (Pulaski County, Dallas County, Pinellas County) hold 34% of its deposits, and Arkansas accounts for 37% of the total. It ranks among the three largest institutions in 28 of the 101 counties where it operates.
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Data as of June 30, 2025 (FDIC Summary of Deposits)
| County | Deposits | County’s % of Bank’s Deposits | Bank’s % of County Deposits | Branches | |
|---|---|---|---|---|---|
| 1. | Pulaski County, AR | $8.8B | 26.2% | 29.7% | 14 |
| 2. | Dallas County, TX | $1.4B | 4.3% | 0.5% | 3 |
| 3. | Pinellas County, FL | $1.2B | 3.6% | 1.7% | 9 |
| 4. | Carroll County, GA | $1.1B | 3.2% | 33.3% | 3 |
| 5. | Manatee County, FL | $832M | 2.5% | 7.5% | 6 |
| 6. | Miami-Dade County, FL | $725M | 2.2% | 0.4% | 5 |
| 7. | Barrow County, GA | $704M | 2.1% | 42.0% | 5 |
| 8. | Hillsborough County, FL | $667M | 2.0% | 1.5% | 6 |
| 9. | Lee County, FL | $641M | 1.9% | 2.9% | 6 |
| 10. | Collin County, TX | $589M | 1.8% | 1.5% | 4 |
| 11. | Garland County, AR | $567M | 1.7% | 18.2% | 7 |
| 12. | Cleveland County, NC | $513M | 1.5% | 36.1% | 7 |
| 13. | Benton County, AR | $509M | 1.5% | 5.0% | 8 |
| 14. | Charlotte County, FL | $465M | 1.4% | 8.4% | 3 |
| 15. | Forsyth County, GA | $462M | 1.4% | 6.4% | 3 |
| 16. | Davidson County, TN | $462M | 1.4% | 0.8% | 1 |
| 17. | Harris County, TX | $438M | 1.3% | 0.1% | 6 |
| 18. | Saline County, AR | $428M | 1.3% | 17.9% | 5 |
| 19. | Marion County, FL | $376M | 1.1% | 5.1% | 1 |
| 20. | Floyd County, GA | $363M | 1.1% | 15.8% | 1 |
| 21. | Mecklenburg County, NC | $345M | 1.0% | 0.1% | 2 |
| 22. | Haralson County, GA | $343M | 1.0% | 37.5% | 3 |
| 23. | Gilmer County, GA | $335M | 1.0% | 38.0% | 2 |
| 24. | Denton County, TX | $326M | 1.0% | 0.1% | 5 |
| 25. | Washington County, AR | $325M | 1.0% | 3.7% | 5 |
| 26. | Cherokee County, GA | $311M | 0.9% | 5.9% | 2 |
| 27. | Bartow County, GA | $309M | 0.9% | 14.7% | 3 |
| 28. | Union County, GA | $306M | 0.9% | 23.7% | 1 |
| 29. | Duval County, FL | $306M | 0.9% | 0.3% | 3 |
| 30. | Gwinnett County, GA | $300M | 0.9% | 1.2% | 3 |
| 31. | Whitfield County, GA | $295M | 0.9% | 11.5% | 1 |
| 32. | Fannin County, GA | $272M | 0.8% | 19.3% | 1 |
| 33. | Tarrant County, TX | $268M | 0.8% | 0.4% | 3 |
| 34. | Bibb County, GA | $267M | 0.8% | 6.1% | 3 |
| 35. | Coweta County, GA | $261M | 0.8% | 10.4% | 3 |
| 36. | Lowndes County, GA | $242M | 0.7% | 7.8% | 4 |
| 37. | Habersham County, GA | $207M | 0.6% | 15.8% | 1 |
| 38. | Gaston County, NC | $206M | 0.6% | 5.9% | 3 |
| 39. | Davie County, NC | $203M | 0.6% | 32.8% | 2 |
| 40. | Faulkner County, AR | $200M | 0.6% | 5.8% | 4 |
| 41. | Sebastian County, AR | $200M | 0.6% | 4.9% | 3 |
| 42. | Paulding County, GA | $199M | 0.6% | 10.7% | 1 |
| 43. | Dawson County, GA | $185M | 0.6% | 17.4% | 1 |
| 44. | Douglas County, GA | $178M | 0.5% | 7.6% | 2 |
| 45. | Chatham County, GA | $173M | 0.5% | 2.2% | 1 |
| 46. | Walton County, GA | $173M | 0.5% | 8.7% | 1 |
| 47. | Hall County, GA | $173M | 0.5% | 3.1% | 1 |
| 48. | Franklin County, AR | $172M | 0.5% | 48.4% | 4 |
| 49. | Glynn County, GA | $167M | 0.5% | 5.7% | 2 |
| 50. | Cabarrus County, NC | $166M | 0.5% | 4.5% | 2 |
| 51. | Baxter County, AR | $166M | 0.5% | 10.4% | 2 |
| 52. | Bexar County, TX | $159M | 0.5% | 0.1% | 1 |
| 53. | New Hanover County, NC | $159M | 0.5% | 0.7% | 1 |
| 54. | Travis County, TX | $158M | 0.5% | 0.3% | 2 |
| 55. | Lonoke County, AR | $150M | 0.4% | 9.0% | 2 |
| 56. | Pope County, AR | $148M | 0.4% | 8.2% | 2 |
| 57. | Cobb County, GA | $147M | 0.4% | 0.5% | 1 |
| 58. | Jackson County, GA | $145M | 0.4% | 8.0% | 1 |
| 59. | Fulton County, GA | $145M | 0.4% | 0.1% | 4 |
| 60. | Oconee County, GA | $142M | 0.4% | 8.3% | 1 |
| 61. | Crawford County, AR | $142M | 0.4% | 12.9% | 4 |
| 62. | Dekalb County, GA | $139M | 0.4% | 0.9% | 2 |
| 63. | Williamson County, TX | $132M | 0.4% | 1.0% | 1 |
| 64. | Lumpkin County, GA | $130M | 0.4% | 20.2% | 1 |
| 65. | Bowie County, TX | $129M | 0.4% | 5.9% | 1 |
| 66. | Heard County, GA | $129M | 0.4% | 100.0% | 1 |
| 67. | Forsyth County, NC | $129M | 0.4% | 1.2% | 1 |
| 68. | Henry County, GA | $126M | 0.4% | 4.0% | 1 |
| 69. | Clark County, AR | $125M | 0.4% | 14.4% | 2 |
| 70. | Rowan County, NC | $122M | 0.4% | 6.4% | 1 |
| 71. | Decatur County, GA | $116M | 0.3% | 15.5% | 1 |
| 72. | Broward County, FL | $116M | 0.3% | 0.2% | 1 |
| 73. | Pasco County, FL | $110M | 0.3% | 1.2% | 1 |
| 74. | Murray County, GA | $107M | 0.3% | 23.3% | 1 |
| 75. | Rutherford County, NC | $101M | 0.3% | 11.4% | 1 |
| 76. | Muscogee County, GA | $99M | 0.3% | 1.2% | 1 |
| 77. | Rockdale County, GA | $95M | 0.3% | 5.3% | 1 |
| 78. | Clarke County, GA | $94M | 0.3% | 2.3% | 1 |
| 79. | Caldwell County, TX | $92M | 0.3% | 17.8% | 1 |
| 80. | Pickens County, GA | $91M | 0.3% | 7.7% | 1 |
| 81. | Boone County, AR | $86M | 0.3% | 7.1% | 2 |
| 82. | Randolph County, NC | $81M | 0.2% | 3.9% | 1 |
| 83. | Gordon County, GA | $81M | 0.2% | 7.5% | 1 |
| 84. | Lincoln County, NC | $80M | 0.2% | 4.2% | 1 |
| 85. | Sarasota County, FL | $79M | 0.2% | 0.4% | 1 |
| 86. | Hot Spring County, AR | $75M | 0.2% | 13.9% | 2 |
| 87. | Davidson County, NC | $72M | 0.2% | 2.7% | 1 |
| 88. | Newton County, AR | $66M | 0.2% | 43.9% | 2 |
| 89. | Miller County, AR | $55M | 0.2% | 5.5% | 1 |
| 90. | Grady County, GA | $55M | 0.2% | 9.7% | 1 |
| 91. | Johnson County, AR | $55M | 0.2% | 12.2% | 1 |
| 92. | Van Buren County, AR | $52M | 0.2% | 12.1% | 1 |
| 93. | Hempstead County, AR | $48M | 0.1% | 11.2% | 2 |
| 94. | Searcy County, AR | $41M | 0.1% | 24.9% | 1 |
| 95. | Craighead County, AR | $37M | 0.1% | 0.9% | 1 |
| 96. | Logan County, AR | $30M | 0.1% | 6.5% | 1 |
| 97. | Marion County, AR | $28M | 0.1% | 7.6% | 1 |
| 98. | Palm Beach County, FL | $20M | 0.1% | 0.0% | 1 |
| 99. | Galveston County, TX | $7M | 0.0% | 0.1% | 1 |
| 100. | Alamance County, NC | $3M | 0.0% | 0.1% | 1 |
| 101. | Buncombe County, NC | $1M | 0.0% | 0.0% | 1 |
Deposits are as reported to the FDIC at branch level, June 30, 2025, and are nominal. “County’s % of Bank’s Deposits” is this county’s share of the institution’s total deposits; “Bank’s % of County Deposits” is this institution’s deposits as a percent of all deposits booked in that county. Counties within a Combined or Metropolitan Statistical Area link to their full profile; other counties are shown for completeness.
All 293 markets and the 1,533 counties within a CSA or MSA are covered in the Market Intelligence resource. See the methodology for how each figure is built and when to expect updates.