Market Intelligence

Crook County, OR

Banking market profile · FDIC Summary of Deposits, June 30, 2025
Market IntelligenceBend, OR › Crook County

Crook County, Oregon, a county in the Bend, OR market, holds $370M in deposits across 5 insured institutions and 5 branches. Wells Fargo Bank, National Association is the largest deposit holder at 25.5% share. The top three institutions hold 74.5% of deposits, which places the county in the concentrated band. Deposits have grown 15.3% since 2020. It produces $1.4B of output, ranking #1,064 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$1.4B
#1,064 of 1,523
Total Deposits
$370M
#1,291 of 1,523
Population
27,564
#1,190 of 1,523
GDP per Capita
$52,352
#513 of 1,523
Insured Institutions
5
#1,165 of 1,523
Deposits per Branch
$74M
#1,003 of 1,523
Deposits per Capita
$13,438
#1,283 of 1,523
Branches per 100k Pop.
18.1
#1,129 of 1,523
Median Institution Size
$87M
Median deposits of the institutions operating in the county. #1,005 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
35.7%
of market deposits held by banks with $100M to $50B in assets. #1,169 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
74.5%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+15.3% over 5 years
$321M
2020
$375M
2021
$443M
2022
$379M
2023
$395M
2024
$370M
2025

Branches: 5 in 2020 to 5 in 2025. Institutions: 5 to 5. Top-three share: 78.1% to 74.5%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Wells Fargo Bank, National Association$95M25.5%1+16%
First Interstate Bank$94M25.5%1+1%
U.S. Bank National Association$87M23.5%1+14%
JPMorgan Chase Bank, National Association$57M15.3%1+23%
Washington Federal Bank$38M10.2%1+57%

The 5 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Bend market

Crook County is one of 3 counties that make up the Bend, OR market, a Metropolitan Statistical Area (ranked #157 of 293 U.S. markets by economic output). It produces 9.4% of the market’s output and holds 6.6% of its deposits.

MeasureCrook CountyShare of Bend market
2024 GDP$1.4B9.4%
Deposits$370M6.6%
Population27,56410.3%

View the full Bend market profile →

Recruiting in Crook County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Crook County, on a retained basis.

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