Deschutes County, Oregon, a core county of the Bend, OR market, holds $5.1B in deposits across 10 insured institutions and 42 branches. First Interstate Bank is the largest deposit holder at 22.5% share. The top three banks hold 54% of deposits, which places the county in the Moderate band. Deposits have grown 8.7% since 2020 while the branch count fell by 4.5%. It produces $13.1B of output, ranking #303 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 44 in 2020 to 42 in 2025. Institutions: 9 to 10. Top-three share: 55% to 54%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| First Interstate Bank | $1.1B | 22.5% | +9% |
| U.S. Bank | $938M | 18.6% | +7% |
| JPMorgan Chase Bank | $635M | 12.6% | +33% |
| Wells Fargo Bank | $578M | 11.4% | -6% |
| Washington Federal Bank | $566M | 11.2% | -3% |
| Bank of America | $466M | 9.2% | +26% |
| Umpqua Bank | $436M | 8.6% | -24% |
| Summit Bank | $237M | 4.7% | +110% |
| Washington Trust Bank | $34M | 0.7% | no 2020 presence |
| Idaho First Bank | $30M | 0.6% | no 2020 presence |
The 10 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Bend market
Deschutes County is one of 3 counties that make up the Bend, OR market, a Metropolitan Statistical Area (ranked #157 of 293 U.S. markets by economic output). It produces 84.9% of the market’s output and holds 89.7% of its deposits.
| Measure | Deschutes County | Share of parent market |
|---|---|---|
| 2024 GDP | $13.1B | 84.9% |
| Deposits | $5.1B | 89.7% |
| Population | 213,072 | 80.0% |
View the full Bend market profile →
Recruiting in Deschutes County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Deschutes County.
See how we help banks recruit commercial banking talent