Market Intelligence

Curry County, OR

Banking market profile · FDIC Summary of Deposits, June 30, 2025
Market Intelligence › Brookings-Crescent City, OR-CA › Curry County

Curry County, Oregon, a core county of the Brookings-Crescent City, OR-CA market, holds $553M in deposits across 4 insured institutions and 5 branches. Umpqua Bank is the largest deposit holder at 45.9% share. The top three institutions hold 91.3% of deposits, which places the county in the concentrated band. Deposits have grown 19.2% since 2020. It produces $718M of output, ranking #1,278 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$718M
#1,278 of 1,523
Total Deposits
$553M
#1,172 of 1,523
Population
22,621
#1,253 of 1,523
GDP per Capita
$31,764
#1,169 of 1,523
Insured Institutions
4
#1,251 of 1,523
Deposits per Branch
$111M
#461 of 1,523
Deposits per Capita
$24,458
#631 of 1,523
Branches per 100k Pop.
22.1
#875 of 1,523
Median Institution Size
$126M
Median deposits of the institutions operating in the county. #681 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
8.7%
of market deposits held by banks with $100M to $50B in assets. #1,481 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
91.3%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+19.2% over 5 years
$464M
2020
$575M
2021
$607M
2022
$516M
2023
$551M
2024
$553M
2025

Branches: 5 in 2020 to 5 in 2025. Institutions: 4 to 4. Top-three share: 91.9% to 91.3%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Umpqua Bank$254M45.9%2+17%
JPMorgan Chase Bank, National Association$161M29.1%1+56%
U.S. Bank National Association$91M16.4%1-15%
Evergreen Federal Bank$48M8.7%1+28%

The 4 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Brookings-Crescent City market

Curry County is one of 2 counties that make up the Brookings-Crescent City, OR-CA market, a Combined Statistical Area (ranked #293 of 293 U.S. markets by economic output). It produces 45.9% of the market’s output and holds 65.0% of its deposits.

MeasureCurry CountyShare of Brookings-Crescent City market
2024 GDP$718M45.9%
Deposits$553M65.0%
Population22,62146.1%

See the Brookings-Crescent City market in Market Intelligence →

Recruiting in Curry County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Curry County, on a retained basis.

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