Market Intelligence

Curry County, OR

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Curry County, Oregon, a core county of the Brookings-Crescent City, OR-CA market, holds $553M in deposits across 4 insured institutions and 5 branches. Umpqua Bank is the largest deposit holder at 45.9% share. The top three banks hold 91% of deposits, which places the county in the Concentrated band. Deposits have grown 19.2% since 2020. It produces $718M of output, ranking #1,278 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$718M
#1,278 of 1,523
Population
22,621
#1,253 of 1,523
GDP per Capita
$31,764
#1,169 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$553M
#1,172 of 1,523
Deposits per Capita
$24,458
#631 of 1,523
Deposits per Branch
$111M
#461 of 1,523
Competitive structure
Insured Institutions
4
#1,251 of 1,523
Branches per 100k Pop.
22.1
#875 of 1,523
Median Deposits per Institution
$126M
The median deposits booked by a single institution in the county. #681 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
54.5%
of county deposits held by banks with $100M to $100B in assets. #1,033 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
91%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+19.2% over 5 years
$464M
2020
$575M
2021
$607M
2022
$516M
2023
$551M
2024
$553M
2025

Branches: 5 in 2020 to 5 in 2025. Institutions: 4 to 4. Top-three share: 92% to 91%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Umpqua Bank$254M45.9%2+17%
JPMorgan Chase Bank$161M29.0%1+56%
U.S. Bank$91M16.4%1-15%
Evergreen Federal Bank$48M8.7%1+28%

The 4 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Brookings-Crescent City market

Curry County is one of 2 counties that make up the Brookings-Crescent City, OR-CA market, a Combined Statistical Area (ranked #293 of 293 U.S. markets by economic output). It produces 45.9% of the market’s output and holds 65.0% of its deposits.

MeasureCurry CountyShare of parent market
2024 GDP$718M45.9%
Deposits$553M65.0%
Population22,62146.1%

View the full Brookings-Crescent City market profile →

Recruiting in Curry County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Curry County.

See how we help banks recruit commercial banking talent