Market Intelligence

Del Norte County, CA

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Del Norte County, California, a core county of the Brookings-Crescent City, OR-CA market, holds $298M in deposits across 3 insured institutions and 3 branches. JPMorgan Chase Bank, National Association is the largest deposit holder at 43.5% share. The top three banks hold 100% of deposits, which places the county in the Concentrated band. Deposits have grown 26.8% since 2020. It produces $847M of output, ranking #1,240 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$847M
#1,240 of 1,523
Population
26,410
#1,206 of 1,523
GDP per Capita
$32,080
#1,157 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$298M
#1,345 of 1,523
Deposits per Capita
$11,274
#1,382 of 1,523
Deposits per Branch
$99M
#605 of 1,523
Competitive structure
Insured Institutions
3
#1,344 of 1,523
Branches per 100k Pop.
11.4
#1,422 of 1,523
Median Deposits per Institution
$110M
The median deposits booked by a single institution in the county. #812 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
36.9%
of county deposits held by banks with $100M to $100B in assets. #1,263 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
100%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+26.8% over 5 years
$235M
2020
$270M
2021
$283M
2022
$278M
2023
$289M
2024
$298M
2025

Branches: 3 in 2020 to 3 in 2025. Institutions: 3 to 3. Top-three share: 100% to 100%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
JPMorgan Chase Bank$130M43.5%1+31%
Tri Counties Bank$110M36.9%1+17%
U.S. Bank$58M19.5%1+40%

The 3 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Brookings-Crescent City market

Del Norte County is one of 2 counties that make up the Brookings-Crescent City, OR-CA market, a Combined Statistical Area (ranked #293 of 293 U.S. markets by economic output). It produces 54.1% of the market’s output and holds 35.0% of its deposits.

MeasureDel Norte CountyShare of parent market
2024 GDP$847M54.1%
Deposits$298M35.0%
Population26,41053.9%

View the full Brookings-Crescent City market profile →

Recruiting in Del Norte County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Del Norte County.

See how we help banks recruit commercial banking talent