Dorchester County, South Carolina, a core county of the Charleston-North Charleston, SC market, holds $2.8B in deposits across 20 insured institutions and 37 branches. First-Citizens Bank & Trust Company is the largest deposit holder at 16.7% share. The top three banks hold 45% of deposits, which places the county in the Moderate band. Deposits have grown 32.7% since 2021 while the branch count rose by 5.7%. It produced $5.2B of real gross domestic product in 2024, ranking #579 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 35 in 2021 to 37 in 2026. Institutions: 18 to 20. Top-three share: 47% to 45%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| First-Citizens Bank & Trust Company | $470M | 16.7% | +79% |
| Bank of America | $403M | 14.3% | +9% |
| Wells Fargo Bank | $388M | 13.8% | +13% |
| SouthState Bank | $312M | 11.1% | +11% |
| Truist Bank | $187M | 6.7% | +5% |
| Pinnacle Bank | $154M | 5.5% | +138% |
| First National Bank of South Carolina | $154M | 5.5% | +14% |
| United Bank | $134M | 4.8% | -18% |
| First Capital Bank | $129M | 4.6% | +150% |
| ServisFirst Bank | $80M | 2.8% | +663% |
| TD Bank | $79M | 2.8% | +43% |
| The Bank of South Carolina | $71M | 2.5% | -31% |
| Ameris Bank | $68M | 2.4% | +194% |
| The Citizens Bank | $33M | 1.2% | +25% |
| United Community Bank | $32M | 1.1% | no 2021 presence |
| Regions Bank | $30M | 1.1% | +23% |
| JPMorgan Chase Bank | $23M | 0.8% | no 2021 presence |
| Enterprise Bank of South Carolina | $22M | 0.8% | +75% |
| Fifth Third Bank | $22M | 0.8% | no 2021 presence |
| First Palmetto Bank | $20M | 0.7% | +43% |
The 20 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Charleston-North Charleston market
Dorchester County is one of 3 counties that make up the Charleston-North Charleston, SC market, a Metropolitan Statistical Area (ranked #68 of 293 U.S. markets by economic output). It produces 9.3% of the market’s output and holds 11.0% of its deposits.
| Measure | Dorchester County | Share of parent market |
|---|---|---|
| 2024 GDP | $5.2B | 9.3% |
| Deposits | $2.8B | 11.0% |
| Population | 178,397 | 20.1% |
View the full Charleston-North Charleston market profile →
Recruiting in Dorchester County
Deposits are spread across a competitive field of institutions, so the bankers worth recruiting are dispersed across more of them. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Dorchester County.
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