Dorchester County, South Carolina, a core county of the Charleston-North Charleston, SC market, holds $2.7B in deposits across 22 insured institutions and 39 branches. First-Citizens Bank & Trust Company is the largest deposit holder at 16.0% share. The top three institutions hold 44.5% of deposits, which places the county in the fragmented band. Deposits have grown 45.5% since 2020 while the branch count rose by 4. It produces $5.2B of output, ranking #579 of the 1,523 counties within a CSA or MSA by economic output.
Deposit trend
Branches: 35 in 2020 to 39 in 2025. Institutions: 17 to 22. Top-three share: 46.0% to 44.5%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| First-Citizens Bank & Trust Company | $438M | 16.0% | +89% |
| Bank of America, National Association | $393M | 14.4% | +29% |
| Wells Fargo Bank, National Association | $384M | 14.1% | +25% |
| SouthState Bank, National Association | $304M | 11.1% | +21% |
| Truist Bank | $188M | 6.9% | +5% |
| United Bank | $176M | 6.5% | +3% |
| First National Bank of South Carolina | $156M | 5.7% | +34% |
| Pinnacle Bank | $123M | 4.5% | +512% |
| The Bank of South Carolina | $103M | 3.8% | +10% |
| First Capital Bank | $95M | 3.5% | +300% |
The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.
Part of the Charleston-North Charleston market
Dorchester County is one of 3 counties that make up the Charleston-North Charleston, SC market, a Metropolitan Statistical Area (ranked #68 of 293 U.S. markets by economic output). It produces 9.3% of the market’s output and holds 11.8% of its deposits.
| Measure | Dorchester County | Share of Charleston-North Charleston market |
|---|---|---|
| 2024 GDP | $5.2B | 9.3% |
| Deposits | $2.7B | 11.8% |
| Population | 178,397 | 20.1% |
View the full Charleston-North Charleston market profile →
Recruiting in Dorchester County
Deposits are spread across a competitive field of institutions, so the bankers worth recruiting are dispersed across more of them. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Dorchester County, on a retained basis.
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