Berkeley County, South Carolina, a core county of the Charleston-North Charleston, SC market, holds $2.4B in deposits across 18 insured institutions and 36 branches. SouthState Bank is the largest deposit holder at 20.8% share. The top three banks hold 46% of deposits, which places the county in the Moderate band. Deposits have grown 40.0% since 2021 while the branch count rose by 24.1%. It produced $11.6B of real gross domestic product in 2024, ranking #329 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 29 in 2021 to 36 in 2026. Institutions: 15 to 18. Top-three share: 48% to 46%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| SouthState Bank | $508M | 20.8% | +76% |
| First-Citizens Bank & Trust Company | $361M | 14.8% | +11% |
| Wells Fargo Bank | $244M | 10.0% | +9% |
| Pinnacle Bank | $239M | 9.8% | -3% |
| Farmers and Merchants Bank of South Carolina | $220M | 9.0% | +22% |
| JPMorgan Chase Bank | $174M | 7.1% | +1,689% |
| Truist Bank | $156M | 6.4% | -18% |
| Bank of America | $135M | 5.5% | +15% |
| Southern First Bank | $82M | 3.3% | no 2021 presence |
| Fifth Third Bank | $66M | 2.7% | no 2021 presence |
| Beacon Community Bank | $63M | 2.6% | +331% |
| Commerce Bank | $47M | 1.9% | -24% |
| South Atlantic Bank | $47M | 1.9% | no 2021 presence |
| First National Bank of South Carolina | $44M | 1.8% | +63% |
| United Bank | $35M | 1.4% | no 2021 presence |
| Anderson Brothers Bank | $13M | 0.5% | +11% |
| Woodforest National Bank | $5M | 0.2% | +10% |
| First National Bank of Pennsylvania | $1M | <0.1% | no 2021 presence |
The 18 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Charleston-North Charleston market
Berkeley County is one of 3 counties that make up the Charleston-North Charleston, SC market, a Metropolitan Statistical Area (ranked #68 of 293 U.S. markets by economic output). It produces 20.5% of the market’s output and holds 9.5% of its deposits.
| Measure | Berkeley County | Share of parent market |
|---|---|---|
| 2024 GDP | $11.6B | 20.5% |
| Deposits | $2.4B | 9.5% |
| Population | 274,666 | 30.9% |
View the full Charleston-North Charleston market profile →
Recruiting in Berkeley County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Berkeley County.
See how we help banks recruit commercial banking talent