Market Intelligence

Douglas County, WA

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Douglas County, Washington, a core county of the Wenatchee-East Wenatchee, WA market, holds $857M in deposits across 7 insured institutions and 8 branches. Cashmere Valley Bank is the largest deposit holder at 33.3% share. The top three banks hold 69% of deposits, which places the county in the Concentrated band. Deposits have grown 22.5% since 2020. It produces $2.2B of output, ranking #900 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$2.2B
#900 of 1,523
Population
46,473
#956 of 1,523
GDP per Capita
$47,127
#667 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$857M
#1,009 of 1,523
Deposits per Capita
$18,441
#977 of 1,523
Deposits per Branch
$107M
#503 of 1,523
Competitive structure
Insured Institutions
7
#944 of 1,523
Branches per 100k Pop.
17.2
#1,169 of 1,523
Median Deposits per Institution
$93M
The median deposits booked by a single institution in the county. #951 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
80.1%
of county deposits held by banks with $100M to $100B in assets. #606 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
69%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+22.5% over 5 years
$700M
2020
$689M
2021
$805M
2022
$778M
2023
$853M
2024
$857M
2025

Branches: 8 in 2020 to 8 in 2025. Institutions: 7 to 7. Top-three share: 71% to 69%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Cashmere Valley Bank$286M33.3%1+16%
JPMorgan Chase Bank$171M19.9%1+247%
Washington Trust Bank$132M15.4%1+17%
Banner Bank$93M10.9%1+74%
Umpqua Bank$90M10.6%1-35%
Glacier Bank$48M5.6%2+28%
Peoples Bank$37M4.3%1no 2020 presence

The 7 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Wenatchee-East Wenatchee market

Douglas County is one of 2 counties that make up the Wenatchee-East Wenatchee, WA market, a Metropolitan Statistical Area (ranked #227 of 293 U.S. markets by economic output). It produces 28.2% of the market’s output and holds 25.1% of its deposits.

MeasureDouglas CountyShare of parent market
2024 GDP$2.2B28.2%
Deposits$857M25.1%
Population46,47336.2%

View the full Wenatchee-East Wenatchee market profile →

Recruiting in Douglas County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Douglas County.

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