Market Intelligence

Chelan County, WA

Banking market profile · FDIC Summary of Deposits, June 30, 2025
Market Intelligence › Wenatchee-East Wenatchee, WA › Chelan County

Chelan County, Washington, a core county of the Wenatchee-East Wenatchee, WA market, holds $2.6B in deposits across 10 insured institutions and 22 branches. Cashmere Valley Bank is the largest deposit holder at 46.7% share. The top three institutions hold 69.8% of deposits, which places the county in the concentrated band. Deposits have grown 2.9% since 2020 while the branch count fell by 2. It produces $5.6B of output, ranking #552 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$5.6B
#552 of 1,523
Total Deposits
$2.6B
#567 of 1,523
Population
81,941
#702 of 1,523
GDP per Capita
$67,902
#218 of 1,523
Insured Institutions
10
#656 of 1,523
Deposits per Branch
$116M
#406 of 1,523
Deposits per Capita
$31,216
#340 of 1,523
Branches per 100k Pop.
26.8
#620 of 1,523
Median Institution Size
$141M
Median deposits of the institutions operating in the county. #573 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
78.1%
of market deposits held by banks with $100M to $50B in assets. #537 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
69.8%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+2.9% over 5 years
$2.5B
2020
$3.1B
2021
$3.3B
2022
$2.9B
2023
$2.7B
2024
$2.6B
2025

Branches: 24 in 2020 to 22 in 2025. Institutions: 11 to 10. Top-three share: 66.3% to 69.8%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Cashmere Valley Bank$1.2B46.7%7+12%
Wells Fargo Bank, National Association$322M12.6%2-18%
Glacier Bank$269M10.5%2+42%
Washington Federal Bank$182M7.1%3+17%
Banner Bank$180M7.0%1+51%
U.S. Bank National Association$102M4.0%2+12%
Washington Trust Bank$91M3.6%2-34%
Peoples Bank$83M3.2%1-32%
KeyBank National Association$77M3.0%1+26%
JPMorgan Chase Bank, National Association$59M2.3%1-51%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Wenatchee-East Wenatchee market

Chelan County is one of 2 counties that make up the Wenatchee-East Wenatchee, WA market, a Metropolitan Statistical Area (ranked #227 of 293 U.S. markets by economic output). It produces 71.8% of the market’s output and holds 74.9% of its deposits.

MeasureChelan CountyShare of Wenatchee-East Wenatchee market
2024 GDP$5.6B71.8%
Deposits$2.6B74.9%
Population81,94163.8%

See the Wenatchee-East Wenatchee market in Market Intelligence →

Recruiting in Chelan County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Chelan County, on a retained basis.

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