Gallatin County, Montana, a core county of the Bozeman, MT market, holds $5.0B in deposits across 16 insured institutions and 41 branches. Glacier Bank is the largest deposit holder at 37.2% share. The top three institutions hold 62.7% of deposits, which places the county in the concentrated band. Deposits have grown 29.2% since 2020 while the branch count rose by 1. It produces $9.3B of output, ranking #380 of the 1,523 counties within a CSA or MSA by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 40 in 2020 to 41 in 2025. Institutions: 15 to 16. Top-three share: 58.0% to 62.7%.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Glacier Bank | $1.9B | 37.2% | +44% |
| First Interstate Bank | $684M | 13.6% | +29% |
| Stockman Bank of Montana | $596M | 11.8% | +41% |
| Wells Fargo Bank | $454M | 9.0% | +8% |
| American Bank | $343M | 6.8% | +30% |
| U.S. Bank | $309M | 6.1% | -11% |
| Opportunity Bank of Montana | $240M | 4.8% | +76% |
| Manhattan Bank | $232M | 4.6% | +22% |
| Bank of Bozeman | $86M | 1.7% | 0% |
| The Yellowstone Bank | $74M | 1.5% | +40% |
The 10 largest of 16 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Bozeman market
Gallatin County is the only county in the Bozeman, MT market, a Metropolitan Statistical Area (ranked #203 of 293 U.S. markets by economic output). It produces 100.0% of the market’s output and holds 100.0% of its deposits.
| Measure | Gallatin County | Share of parent market |
|---|---|---|
| 2024 GDP | $9.3B | 100.0% |
| Deposits | $5.0B | 100.0% |
| Population | 128,740 | 100.0% |
View the full Bozeman market profile →
Recruiting in Gallatin County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Gallatin County, on a retained basis.
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