Market Intelligence

Bozeman, MT

Banking market profile · FDIC Summary of Deposits, June 30, 2025
Market Intelligence › Bozeman, MT

Bozeman, MT holds $5.0 billion in deposits across 16 insured institutions and 41 branches, ranking #203 of 293 U.S. markets by economic output. Glacier Bank is the largest deposit holder at 37.2% share. The top three institutions hold 62.7% of deposits, which places the market in the concentrated band. Deposits have grown 29% since 2020 while the branch count rose by 1.

$9.3B
2024 GDP
$5.0B
Deposits
16
Institutions
62.7%
Top-3 share

Deposit trend

Total market deposits, 2020 to 2025 +29.0% over 5 years
$3.9B
20
$5.0B
21
$5.4B
22
$4.7B
23
$4.8B
24
$5.0B
25
Deposits rose +27.5% between 2020 and 2021 with concentration roughly unchanged, consistent with the broad deposit inflows seen across many markets in that period rather than a shift by any one institution.

Branches: 40 in 2020 to 41 in 2025. Institutions: 15 to 16. Top-three share: 58.0% to 62.7%. Deposits per branch: $123M.

Leading institutions by deposits

InstitutionDepositsShare Branches5‑yr
Glacier Bank1.9B37.2%9+44%
First Interstate Bank0.7B13.6%4+29%
Stockman Bank of Montana0.6B11.8%5+41%
Wells Fargo Bank0.5B9.0%2+8%
American Bank0.3B6.8%3+30%
U.S. Bank0.3B6.1%2-10%
Opportunity Bank of Montana0.2B4.8%3+76%
Manhattan Bank0.2B4.6%4+22%
Bank of Bozeman0.1B1.7%1+0%
The Yellowstone Bank0.1B1.5%1+39%

The 10 largest of 16 insured institutions with a branch presence, as of June 30, 2025. Five-year change compares the same institution's deposits in 2020 and 2025; an acquirer absorbs the balances of banks it bought.

Counties in this market

CountyStateGDP PopulationShare of GDP Share of deposits
Gallatin CountyMontana$9,280M128,740100.0%100.0%

Recruiting in Bozeman

Deposits are held closely by the largest institutions, which often means the bankers worth recruiting are inside a small number of houses. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one, on a retained basis.

Start a confidential conversation