Garfield County, Oklahoma, a core county of the Enid, OK market, holds $4.3B in deposits across 14 insured institutions and 22 branches. Stride Bank, National Association is the largest deposit holder at 73.6% share. The top three banks hold 88% of deposits, which places the county in the Concentrated band. Deposits have grown 109.8% since 2020 while the branch count fell by 12.0%. It produces $3.1B of output, ranking #758 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 25 in 2020 to 22 in 2025. Institutions: 14 to 14. Top-three share: 76% to 88%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Stride Bank | $3.2B | 73.6% | +227% |
| The Security National Bank of Enid | $358M | 8.3% | +9% |
| Cowboy Bank | $272M | 6.3% | +4% |
| InterBank | $121M | 2.8% | 0% |
| Great Plains National Bank | $92M | 2.1% | +51% |
| BOKF | $84M | 2.0% | +1% |
| NBC Oklahoma | $68M | 1.6% | +4% |
| Alva State Bank & Trust Company | $46M | 1.1% | +1% |
| ACB Bank | $29M | 0.7% | +18% |
| BMO Bank | $26M | 0.6% | -48% |
| First Bank & Trust Company | $22M | 0.5% | -5% |
| The First State Bank of Pond Creek, Oklahoma | $8M | 0.2% | -4% |
| Dream First Bank | $7M | 0.2% | no 2020 presence |
| The City National Bank and Trust Company of Lawton, Oklahoma | $5M | 0.1% | +44% |
The 14 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Enid market
Garfield County is the only county in the Enid, OK market, a Metropolitan Statistical Area (ranked #286 of 293 U.S. markets by economic output). It produces 100.0% of the market’s output and holds 100.0% of its deposits.
| Measure | Garfield County | Share of parent market |
|---|---|---|
| 2024 GDP | $3.1B | 100.0% |
| Deposits | $4.3B | 100.0% |
| Population | 61,779 | 100.0% |
View the full Enid market profile →
Recruiting in Garfield County
Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Garfield County.
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