Enid, OK holds $4.3 billion in deposits across 14 insured institutions and 22 branches, ranking #286 of 293 U.S. markets by economic output. Stride Bank is the largest deposit holder at 73.6% share. The top three institutions hold 88.2% of deposits, which places the market in the concentrated band. Deposits have grown 109% since 2020 while the branch count fell by 3.
Deposit trend
Branches: 25 in 2020 to 22 in 2025. Institutions: 14 to 14. Top-three share: 75.9% to 88.2%. Deposits per branch: $196M.
Leading institutions by deposits
| Institution | Deposits | Share | 5‑yr |
|---|---|---|---|
| Stride Bank | 3.2B | 73.6% | +227% |
| The Security National Bank of Enid | 0.4B | 8.3% | +9% |
| Cowboy Bank | 0.3B | 6.3% | +4% |
| InterBank | 0.1B | 2.8% | -0% |
| Great Plains National Bank | 0.1B | 2.1% | +50% |
| BOKF | 0.1B | 1.9% | +1% |
| NBC OKLAHOMA | 0.1B | 1.6% | +4% |
| Alva State Bank & Trust Company | 0.1B | 1.1% | +1% |
| ACB Bank | 0.0B | 0.7% | +18% |
| BMO Bank | 0.0B | 0.6% | new since 2020 |
The 10 largest of 14 insured institutions with a branch presence, as of June 30, 2025. Five-year change compares the same institution's deposits in 2020 and 2025; an acquirer absorbs the balances of banks it bought.
Counties in this market
| County | State | GDP | Population | Share of GDP |
|---|---|---|---|---|
| Garfield County | Oklahoma | $3,096M | 61,779 | 100.0% |
Recruiting in Enid
Deposits are held closely by the largest institutions, which often means the bankers worth recruiting are inside a small number of houses. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one, on a retained basis.
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