Market Intelligence

Gila County, AZ

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2026

Gila County, Arizona, a core county of the Phoenix-Mesa, AZ market, holds $926M in deposits across 7 insured institutions and 10 branches. Wells Fargo Bank is the largest deposit holder at 32.6% share. The top three banks hold 67% of deposits, which places the county in the Concentrated band. Deposits have fallen 1.8% since 2021. It produced $1.8B of real gross domestic product in 2024, ranking #971 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$1.8B
#971 of 1,523
Population
53,801
#899 of 1,523
GDP per Capita
$33,847
#1,097 of 1,523
Deposit market
Deposits (SOD, 6/30/26)
$926M
#987 of 1,523
Deposits per Capita
$17,216
#1,088 of 1,523
Deposits per Branch
$93M
#735 of 1,523
Competitive structure
Insured Institutions
7
#954 of 1,523
Branches per 100k Pop.
18.6
#1,102 of 1,523
Median Deposits per Institution
$110M
The median deposits booked by a single institution in the county. #832 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
35.9%
of county deposits held by banks with $100M to $100B in assets. #1,246 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
67%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2021 to 2026)-1.8% over 5 years
$943M
2021
$1.0B
2022
$945M
2023
$941M
2024
$929M
2025
$926M
2026

Branches: 10 in 2021 to 10 in 2026. Institutions: 7 to 7. Top-three share: 64% to 67%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Wells Fargo Bank$302M32.6%2+11%
JPMorgan Chase Bank$165M17.8%1-19%
WaFd Bank$150M16.2%2+16%
Zions Bancorporation$110M11.8%1-17%
BMO Bank$92M9.9%2-2%
Enterprise Bank & Trust$73M7.9%1no 2021 presence
PNC Bank$35M3.7%1-21%

The 7 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Phoenix-Mesa market

Gila County is one of 3 counties that make up the Phoenix-Mesa, AZ market, a Combined Statistical Area (ranked #13 of 293 U.S. markets by economic output). It produces 0.5% of the market’s output and holds 0.5% of its deposits.

MeasureGila CountyShare of parent market
2024 GDP$1.8B0.5%
Deposits$926M0.5%
Population53,8011.0%

View the full Phoenix-Mesa market profile →

Recruiting in Gila County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Gila County.

See how we help banks recruit commercial banking talent