Market Intelligence

Grant County, WA

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Grant County, Washington, a core county of the Moses Lake-Othello, WA market, holds $1.7B in deposits across 9 insured institutions and 21 branches. Washington Trust Bank is the largest deposit holder at 29.6% share. The top three banks hold 57% of deposits, which places the county in the Moderate band. Deposits have grown 21.4% since 2020 while the branch count fell by 4.5%. It produces $6.8B of output, ranking #481 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$6.8B
#481 of 1,523
Population
105,727
#586 of 1,523
GDP per Capita
$64,436
#271 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$1.7B
#713 of 1,523
Deposits per Capita
$15,989
#1,138 of 1,523
Deposits per Branch
$80M
#888 of 1,523
Competitive structure
Insured Institutions
9
#768 of 1,523
Branches per 100k Pop.
19.9
#1,018 of 1,523
Median Deposits per Institution
$144M
The median deposits booked by a single institution in the county. #553 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
64.4%
of county deposits held by banks with $100M to $100B in assets. #908 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
57%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+21.4% over 5 years
$1.4B
2020
$1.6B
2021
$1.7B
2022
$1.6B
2023
$1.6B
2024
$1.7B
2025

Branches: 22 in 2020 to 21 in 2025. Institutions: 11 to 9. Top-three share: 53% to 57%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Washington Trust Bank$501M29.6%3+45%
U.S. Bank$263M15.6%4+18%
JPMorgan Chase Bank$204M12.1%2+19%
Glacier Bank$164M9.7%3+302%
Washington Federal Bank$144M8.5%2+19%
Umpqua Bank$137M8.1%2-2%
KeyBank$135M8.0%2+8%
Banner Bank$129M7.6%2+24%
First Interstate Bank$14M0.8%1+29%

The 9 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Moses Lake-Othello market

Grant County is one of 2 counties that make up the Moses Lake-Othello, WA market, a Combined Statistical Area (ranked #220 of 293 U.S. markets by economic output). It produces 86.1% of the market’s output and holds 85.3% of its deposits.

MeasureGrant CountyShare of parent market
2024 GDP$6.8B86.1%
Deposits$1.7B85.3%
Population105,72783.1%

View the full Moses Lake-Othello market profile →

Recruiting in Grant County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Grant County.

See how we help banks recruit commercial banking talent