Houston County, Georgia, a core county of the Macon-Bibb County--Warner Robins, GA market, holds $2.5B in deposits across 13 insured institutions and 26 branches. Pinnacle Bank is the largest deposit holder at 22.0% share. The top three banks hold 49% of deposits, which places the county in the Moderate band. Deposits have grown 14.6% since 2021. It produced $7.8B of real gross domestic product in 2024, ranking #430 of the 1,523 ranked counties by economic output.
Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 26 in 2021 to 26 in 2026. Institutions: 11 to 13. Top-three share: 55% to 49%.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| Pinnacle Bank | $556M | 22.0% | +20% |
| Truist Bank | $348M | 13.8% | -24% |
| Vallant Bank | $322M | 12.8% | +75% |
| Bank of America | $269M | 10.7% | +14% |
| Wells Fargo Bank | $268M | 10.6% | +61% |
| The Huntington National Bank | $228M | 9.1% | -19% |
| Sunmark Community Bank | $179M | 7.1% | +23% |
| American Pride Bank | $167M | 6.6% | +224% |
| Colony Bank | $94M | 3.7% | +55% |
| Planters First Bank | $59M | 2.3% | +82% |
| Bank of Dudley | $22M | 0.9% | no 2021 presence |
| Fifth Third Bank | $7M | 0.3% | no 2021 presence |
| PeoplesSouth Bank | $3M | 0.1% | no 2021 presence |
The 13 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s county deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.
Part of the Macon-Bibb County--Warner Robins market
Houston County is one of 7 counties that make up the Macon-Bibb County--Warner Robins, GA market, a Combined Statistical Area (ranked #134 of 293 U.S. markets by economic output). It produces 39.0% of the market’s output and holds 29.7% of its deposits.
| Measure | Houston County | Share of parent market |
|---|---|---|
| 2024 GDP | $7.8B | 39.0% |
| Deposits | $2.5B | 29.7% |
| Population | 178,214 | 39.9% |
View the full Macon-Bibb County--Warner Robins market profile →
Recruiting in Houston County
Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Houston County.
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