Macon-Bibb County--Warner Robins, GA, a Combined Statistical Area, holds $8.5 billion in deposits across 22 insured institutions and 77 branches, and ranks #134 of 293 U.S. markets by economic output. The Huntington National Bank is the largest deposit holder at 19.4% share. The top three banks hold 48% of deposits, which places the market in the Moderate band. Deposits have grown 16.8% since 2021 while the branch count fell by 4.9%.
Ranks show where the market stands among the 293 markets (Combined and Metropolitan Statistical Areas). They describe relative position, not a rating of market quality or suitability.
Deposit trend
Branches: 81 in 2021 to 77 in 2026. Institutions: 24 to 22. Top-three share: 55% to 48%. Average deposits per branch: $110M.
Institutions by deposits
| Institution | Deposits | Share | 5‑yr deposits |
|---|---|---|---|
| The Huntington National Bank | $1.7B | 19.4% | +5% |
| Truist Bank | $1.5B | 17.6% | -3% |
| Pinnacle Bank | $900M | 10.6% | +27% |
| Bank of America | $866M | 10.2% | -3% |
| American Pride Bank | $641M | 7.5% | +314% |
| Vallant Bank | $533M | 6.3% | +40% |
| Wells Fargo Bank | $515M | 6.1% | +22% |
| Renasant Bank | $322M | 3.8% | +70% |
| Sunmark Community Bank | $272M | 3.2% | +12% |
| Bank OZK | $264M | 3.1% | +40% |
| Ameris Bank | $218M | 2.6% | +38% |
| United Bank | $184M | 2.2% | +29% |
| Capital City Bank | $160M | 1.9% | +19% |
| Colony Bank | $114M | 1.3% | +87% |
| Bank of Dudley | $112M | 1.3% | +742% |
| Planters First Bank | $93M | 1.1% | +86% |
| Exchange Bank | $56M | 0.7% | +57% |
| Oconee State Bank | $51M | 0.6% | no 2021 presence |
| Georgia Community Bank | $30M | 0.4% | +45% |
| Magnolia State Bank | $19M | 0.2% | -4% |
| Fifth Third Bank | $7M | 0.1% | no 2021 presence |
| PeoplesSouth Bank | $5M | 0.1% | +205% |
The 22 insured institutions with a branch presence in this market, per the FDIC Summary of Deposits, June 30, 2026. Five-year change compares the same institution’s deposits in 2021 and 2026. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2021 presence” means neither the institution nor a bank it later absorbed reported deposits in this market that year. Deposit figures are nominal and are not adjusted for inflation.
Counties in this market
| County | State | GDP | Population | Share of Market GDP | |
|---|---|---|---|---|---|
| Bibb County | Georgia | $8.7B | 157,556 | 43.9% | 57.3% |
| Houston County | Georgia | $7.8B | 178,214 | 39.0% | 29.7% |
| Monroe County | Georgia | $1.4B | 32,023 | 7.0% | 3.3% |
| Peach County | Georgia | $1.1B | 29,877 | 5.5% | 4.3% |
| Jones County | Georgia | $493M | 29,171 | 2.5% | 4.7% |
| Twiggs County | Georgia | $239M | 7,597 | 1.2% | 0.3% |
| Crawford County | Georgia | $180M | 12,206 | 0.9% | 0.4% |
Recruiting in the Macon-Bibb County--Warner Robins market
Deposits are moderately concentrated here, held by a mix of institutions rather than dominated by one. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like this one.
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