Macon-Bibb County--Warner Robins, GA

Macon-Bibb County--Warner Robins, GA holds $7.9 billion in deposits across 22 insured institutions and 77 branches, ranking #134 of 293 U.S. markets by economic output. Cadence Bank is the largest deposit holder at 18.8% share. The top three institutions hold 48.0% of deposits, which places the market in the moderate band. Deposits have grown 20% since 2020 while the branch count fell by 6.

Deposit trend

Branches: 83 in 2020 to 77 in 2025. Institutions: 24 to 22. Top-three share: 56.3% to 48.0%. Deposits per branch: $103M.

Leading institutions by deposits

Institution	Deposits	Share	Branches	5‑yr
Cadence Bank	1.5B	18.8%	11	new since 2020
Truist Bank	1.4B	18.1%	10	-0%
Bank of America	0.9B	11.2%	4	+8%
Synovus Bank	0.8B	10.4%	6	+42%
Morris Bank	0.5B	6.6%	4	+58%
Wells Fargo Bank	0.5B	6.4%	4	+14%
Renasant Bank	0.3B	4.2%	3	+130%
American Pride Bank	0.3B	4.2%	3	+113%
Ameris Bank	0.3B	3.7%	2	+88%
Bank OZK	0.3B	3.4%	3	+46%

The 10 largest of 22 insured institutions with a branch presence, as of June 30, 2025. Five-year change compares the same institution's deposits in 2020 and 2025; an acquirer absorbs the balances of banks it bought.

Counties in this market

County	State	GDP	Population	Share of GDP	Share of deposits
Bibb County	Georgia	$8,723M	157,556	43.9%	54.9%
Houston County	Georgia	$7,763M	178,214	39.0%	31.0%
Monroe County	Georgia	$1,391M	32,023	7.0%	3.2%
Peach County	Georgia	$1,101M	29,877	5.5%	4.1%
Jones County	Georgia	$493M	29,171	2.5%	5.2%
Twiggs County	Georgia	$239M	7,597	1.2%	1.3%
Crawford County	Georgia	$180M	12,206	0.9%	0.4%