Market Intelligence

Meade County, SD

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Meade County, South Dakota, a county in the Rapid City-Spearfish, SD market, holds $461M in deposits across 5 insured institutions and 5 branches. First Interstate Bank is the largest deposit holder at 52.9% share. The top three banks hold 81% of deposits, which places the county in the Concentrated band. Deposits have grown 39.6% since 2020. It produces $1,000M of output, ranking #1,194 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$1,000M
#1,194 of 1,523
Population
30,711
#1,145 of 1,523
GDP per Capita
$32,553
#1,133 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$461M
#1,232 of 1,523
Deposits per Capita
$15,014
#1,193 of 1,523
Deposits per Branch
$92M
#709 of 1,523
Competitive structure
Insured Institutions
5
#1,197 of 1,523
Branches per 100k Pop.
16.3
#1,223 of 1,523
Median Deposits per Institution
$59M
The median deposits booked by a single institution in the county. #1,328 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
88.5%
of county deposits held by banks with $100M to $100B in assets. #422 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
81%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+39.6% over 5 years
$330M
2020
$394M
2021
$420M
2022
$416M
2023
$422M
2024
$461M
2025

Branches: 5 in 2020 to 5 in 2025. Institutions: 5 to 5. Top-three share: 82% to 81%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
First Interstate Bank$244M52.9%1+35%
First National Bank in Philip$69M15.0%1+76%
Pioneer Bank & Trust$59M12.8%1+74%
Wells Fargo Bank$53M11.5%1+3%
First National Bank$36M7.9%1+47%

The 5 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Rapid City-Spearfish market

Meade County is one of 4 counties that make up the Rapid City-Spearfish, SD market, a Combined Statistical Area (ranked #207 of 293 U.S. markets by economic output). It produces 11.0% of the market’s output and holds 9.7% of its deposits.

MeasureMeade CountyShare of parent market
2024 GDP$1,000M11.0%
Deposits$461M9.7%
Population30,71116.5%

View the full Rapid City-Spearfish market profile →

Recruiting in Meade County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Meade County.

See how we help banks recruit commercial banking talent