Market Intelligence

San Patricio County, TX

Banking market profile · FDIC Summary of Deposits, June 30, 2025

San Patricio County, Texas, a core county of the Corpus Christi-Kingsville-Alice, TX market, holds $889M in deposits across 8 insured institutions and 19 branches. Frost Bank is the largest deposit holder at 32.5% share. The top three institutions hold 72.0% of deposits, which places the county in the concentrated band. Deposits have grown 13.1% since 2020 while the branch count fell by 1. It produces $2.9B of output, ranking #781 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$2.9B
#781 of 1,523
Total Deposits
$889M
#994 of 1,523
Population
72,053
#749 of 1,523
GDP per Capita
$40,822
#876 of 1,523
Insured Institutions
8
#906 of 1,523
Deposits per Branch
$47M
#1,407 of 1,523
Deposits per Capita
$12,340
#1,331 of 1,523
Branches per 100k Pop.
26.4
#642 of 1,523
Median Institution Size
$77M
Median deposits of the institutions operating in the county. #1,116 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
53.2%
of market deposits held by banks with $100M to $50B in assets. #940 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
72.0%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+13.1% over 5 years
$786M
2020
$875M
2021
$947M
2022
$928M
2023
$929M
2024
$889M
2025

Branches: 20 in 2020 to 19 in 2025. Institutions: 8 to 8. Top-three share: 68.5% to 72.0%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Frost Bank$289M32.5%1+47%
Prosperity Bank$224M25.2%5+3%
Wells Fargo Bank, National Association$127M14.3%1+2%
First State Bank of Odem$88M9.9%2+8%
ValueBank Texas$66M7.4%2-2%
International Bank of Commerce$43M4.9%4+3%
First Community Bank$41M4.6%2-16%
First National Bank Texas$10M1.1%2+30%

The 8 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than organic growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Corpus Christi-Kingsville-Alice market

San Patricio County is one of 6 counties that make up the Corpus Christi-Kingsville-Alice, TX market, a Combined Statistical Area (ranked #102 of 293 U.S. markets by economic output). It produces 10.3% of the market’s output and holds 9.6% of its deposits.

MeasureSan Patricio CountyShare of Corpus Christi-Kingsville-Alice market
2024 GDP$2.9B10.3%
Deposits$889M9.6%
Population72,05313.7%

View the full Corpus Christi-Kingsville-Alice market profile →

Recruiting in San Patricio County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like San Patricio County, on a retained basis.

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