Market Intelligence

San Patricio County, TX

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

San Patricio County, Texas, a core county of the Corpus Christi-Kingsville-Alice, TX market, holds $889M in deposits across 8 insured institutions and 19 branches. Frost Bank is the largest deposit holder at 32.5% share. The top three banks hold 72% of deposits, which places the county in the Concentrated band. Deposits have grown 13.1% since 2020 while the branch count fell by 5.0%. It produces $2.9B of output, ranking #781 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$2.9B
#781 of 1,523
Population
72,053
#749 of 1,523
GDP per Capita
$40,822
#876 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$889M
#994 of 1,523
Deposits per Capita
$12,340
#1,331 of 1,523
Deposits per Branch
$47M
#1,407 of 1,523
Competitive structure
Insured Institutions
8
#906 of 1,523
Branches per 100k Pop.
26.4
#642 of 1,523
Median Deposits per Institution
$77M
The median deposits booked by a single institution in the county. #1,116 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
85.7%
of county deposits held by banks with $100M to $100B in assets. #487 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Concentrated
72%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+13.1% over 5 years
$786M
2020
$875M
2021
$947M
2022
$928M
2023
$929M
2024
$889M
2025

Branches: 20 in 2020 to 19 in 2025. Institutions: 8 to 8. Top-three share: 68% to 72%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
Frost Bank$289M32.5%1+47%
Prosperity Bank$224M25.2%5+3%
Wells Fargo Bank$127M14.3%1+2%
First State Bank of Odem$88M9.9%2+8%
ValueBank Texas$66M7.4%2-2%
International Bank of Commerce$43M4.9%4+3%
First Community Bank$41M4.6%2-16%
First National Bank Texas$10M1.1%2+30%

The 8 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Corpus Christi-Kingsville-Alice market

San Patricio County is one of 6 counties that make up the Corpus Christi-Kingsville-Alice, TX market, a Combined Statistical Area (ranked #102 of 293 U.S. markets by economic output). It produces 10.3% of the market’s output and holds 9.6% of its deposits.

MeasureSan Patricio CountyShare of parent market
2024 GDP$2.9B10.3%
Deposits$889M9.6%
Population72,05313.7%

View the full Corpus Christi-Kingsville-Alice market profile →

Recruiting in San Patricio County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like San Patricio County.

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