Market Intelligence

Nueces County, TX

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Nueces County, Texas, a core county of the Corpus Christi-Kingsville-Alice, TX market, holds $6.6B in deposits across 17 insured institutions and 71 branches. Frost Bank is the largest deposit holder at 23.4% share. The top three institutions hold 56.2% of deposits, which places the county in the moderately concentrated band. Deposits have grown 3.2% since 2020 while the branch count fell by 4. It produces $21.6B of output, ranking #208 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$21.6B
#208 of 1,523
Total Deposits
$6.6B
#271 of 1,523
Population
352,992
#215 of 1,523
GDP per Capita
$61,208
#332 of 1,523
Insured Institutions
17
#301 of 1,523
Deposits per Branch
$93M
#692 of 1,523
Deposits per Capita
$18,790
#955 of 1,523
Branches per 100k Pop.
20.1
#1,001 of 1,523
Median Institution Size
$229M
Median deposits of the institutions operating in the county. #263 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
51.9%
of market deposits held by banks with $100M to $50B in assets. #959 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: moderately concentrated
56.2%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+3.2% over 5 years
$6.4B
2020
$7.0B
2021
$7.3B
2022
$6.8B
2023
$6.7B
2024
$6.6B
2025

Branches: 75 in 2020 to 71 in 2025. Institutions: 15 to 17. Top-three share: 55.9% to 56.2%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
Frost Bank$1.6B23.4%7+6%
American Bank, National Association$1.3B20.0%7+3%
Bank of America, National Association$850M12.8%2+1%
Wells Fargo Bank, National Association$660M9.9%7-13%
Prosperity Bank$462M7.0%8-3%
Kleberg Bank, N.A.$338M5.1%3+38%
First Community Bank$269M4.0%6+26%
Charter Bank$235M3.5%3-8%
International Bank of Commerce$229M3.5%5-1%
PlainsCapital Bank$228M3.4%3+18%

The 10 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Corpus Christi-Kingsville-Alice market

Nueces County is one of 6 counties that make up the Corpus Christi-Kingsville-Alice, TX market, a Combined Statistical Area (ranked #102 of 293 U.S. markets by economic output). It produces 76.0% of the market’s output and holds 72.0% of its deposits.

MeasureNueces CountyShare of Corpus Christi-Kingsville-Alice market
2024 GDP$21.6B76.0%
Deposits$6.6B72.0%
Population352,99267.0%

View the full Corpus Christi-Kingsville-Alice market profile →

Recruiting in Nueces County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Nueces County, on a retained basis.

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