Market Intelligence

Stark County, IL

Banking market profile · FDIC Summary of Deposits, June 30, 2025

Stark County, Illinois, a county in the Peoria-Canton, IL market, holds $319M in deposits across 4 insured institutions and 4 branches. State Bank of Toulon is the largest deposit holder at 56.1% share. The top three institutions hold 92.4% of deposits, which places the county in the concentrated band. Deposits have grown 33.2% since 2020. It produces $253M of output, ranking #1,467 of the 1,523 counties within a CSA or MSA by economic output.

2024 Real GDP
$253M
#1,467 of 1,523
Total Deposits
$319M
#1,326 of 1,523
Population
5,319
#1,499 of 1,523
GDP per Capita
$47,487
#656 of 1,523
Insured Institutions
4
#1,309 of 1,523
Deposits per Branch
$80M
#899 of 1,523
Deposits per Capita
$60,011
#59 of 1,523
Branches per 100k Pop.
75.2
#22 of 1,523
Median Institution Size
$58M
Median deposits of the institutions operating in the county. #1,334 of 1,523. A smaller figure signals a market served mainly by community-scale banks.
Community & Regional Bank Share
100.0%
of market deposits held by banks with $100M to $50B in assets. #179 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Deposit Share: concentrated
92.4%
The combined deposit share of the three largest institutions in the county. A lower share means deposits are spread across more institutions.

Deposit trend

Total county deposits, 2020 to 2025+33.2% over 5 years
$240M
2020
$284M
2021
$315M
2022
$308M
2023
$316M
2024
$319M
2025

Branches: 4 in 2020 to 4 in 2025. Institutions: 4 to 4. Top-three share: 91.8% to 92.4%.

Leading institutions by deposits

InstitutionDepositsShareBranches5‑yr
State Bank of Toulon$179M56.1%1+58%
Morton Community Bank$71M22.3%1-9%
Peoples National Bank of Kewanee$45M14.0%1+59%
Better Banks$24M7.6%1+25%

The 4 insured institutions with a branch presence in this county, as of June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. Even so, a large gain can reflect acquisition rather than competitive growth; “no 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year.

Part of the Peoria-Canton market

Stark County is one of 6 counties that make up the Peoria-Canton, IL market, a Combined Statistical Area (ranked #126 of 293 U.S. markets by economic output). It produces 1.1% of the market’s output and holds 2.9% of its deposits.

MeasureStark CountyShare of Peoria-Canton market
2024 GDP$253M1.1%
Deposits$319M2.9%
Population5,3191.3%

View the full Peoria-Canton market profile →

Recruiting in Stark County

Deposits are held closely by the largest banks, which often means the bankers worth recruiting are inside a small number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Stark County, on a retained basis.

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