Market Intelligence

Peoria County, IL

Banking market profile · FDIC Summary of Deposits (SOD), June 30, 2025

Peoria County, Illinois, a core county of the Peoria-Canton, IL market, holds $4.7B in deposits across 18 insured institutions and 46 branches. PNC Bank, National Association is the largest deposit holder at 31.8% share. The top three banks hold 56% of deposits, which places the county in the Moderate band. Deposits have grown 8.2% since 2020 while the branch count fell by 27.0%. It produces $13.3B of output, ranking #295 of the 1,523 ranked counties by economic output.

Economic scale
2024 Real GDP
$13.3B
#295 of 1,523
Population
178,553
#389 of 1,523
GDP per Capita
$74,297
#164 of 1,523
Deposit market
Deposits (SOD, 6/30/25)
$4.7B
#357 of 1,523
Deposits per Capita
$26,148
#550 of 1,523
Deposits per Branch
$101M
#575 of 1,523
Competitive structure
Insured Institutions
18
#270 of 1,523
Branches per 100k Pop.
25.8
#676 of 1,523
Median Deposits per Institution
$89M
The median deposits booked by a single institution in the county. #991 of 1,523. A lower figure means institutions typically hold smaller deposit positions here; it reflects local deposit presence, not an institution’s overall size. See Community & Regional Bank Share for institution scale.
Community & Regional Bank Share
54.8%
of county deposits held by banks with $100M to $100B in assets. #1,025 of 1,523. A higher share points to a market where small to mid-size institutions, the kind that compete on relationships and local decision-making, hold more ground.
Top-3 Banks’ Deposit Share: Moderate
56%
The combined deposit share of the top three banks by deposits in the county. A lower share means deposits are spread across more institutions.

Ranks show where the county stands among the 1,523 ranked counties (those within a Combined or Metropolitan Statistical Area that have a branch). They describe relative position, not a rating of market quality or suitability.

Deposit trend

County Deposits (SOD, 2020 to 2025)+8.2% over 5 years
$4.3B
2020
$4.5B
2021
$4.7B
2022
$4.6B
2023
$4.7B
2024
$4.7B
2025

Branches: 63 in 2020 to 46 in 2025. Institutions: 21 to 18. Top-three share: 55% to 56%.

Institutions by deposits

InstitutionDepositsShareBranches5‑yr
deposits
PNC Bank$1.5B31.8%4+13%
Morton Community Bank$575M12.3%9+28%
JPMorgan Chase Bank$541M11.6%1+6%
Busey Bank$531M11.4%4-4%
Commerce Bank$390M8.3%3+4%
Better Banks$334M7.2%7+41%
Fortress Bank$157M3.4%1+78%
First Mid Bank & Trust$128M2.7%4+1%
Princeville State Bank$92M2.0%2+20%
INB$86M1.8%1+7%
Heartland Bank and Trust Company$66M1.4%2+8%
CBI Bank & Trust$62M1.3%2no 2020 presence
Farmers State Bank$56M1.2%1+11%
CIBM Bank$53M1.1%1+2%
First State Bank of Forrest$45M1.0%1-24%
Bank of Farmington$35M0.8%1+72%
Regions Bank$29M0.6%1+27%
Woodforest National Bank$3M0.1%1-2%

The 18 insured institutions with a branch presence in this county, per the FDIC Summary of Deposits, June 30, 2025. Five-year change compares the same institution’s county deposits in 2020 and 2025. Institutions are tracked by FDIC certificate number, and where an institution acquired another bank, the acquired bank’s prior deposits are folded into the baseline so the change reflects the combined, continuing franchise rather than reading as new. “No 2020 presence” means neither the institution nor a bank it later absorbed reported deposits in this county that year. Deposit figures are nominal and are not adjusted for inflation.

Part of the Peoria-Canton market

Peoria County is one of 6 counties that make up the Peoria-Canton, IL market, a Combined Statistical Area (ranked #126 of 293 U.S. markets by economic output). It produces 60.2% of the market’s output and holds 42.5% of its deposits.

MeasurePeoria CountyShare of parent market
2024 GDP$13.3B60.2%
Deposits$4.7B42.5%
Population178,55345.0%

View the full Peoria-Canton market profile →

Recruiting in Peoria County

Deposits are split among a moderate number of institutions. Who holds the deposits, and how contested the market is, shapes both the runway for growth and the competition you would be recruiting against. We recruit commercial relationship managers, banking teams, and market leaders for banks building in markets like Peoria County.

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